What kind of loan is Yin Ruisheng Jia?

1, Yin Rui Shengjia is an online loan company. This kind of loan usually needs to look at his loan interest rate and surgical expenses, and then judge whether it is compliant. If you want a loan, you'd better choose a formal and reliable platform loan. Lending needs to be cautious.

2. The business scope of Yin Ruishengjia Asset Management Co., Ltd. is: asset management, venture capital, investment management, industrial investment, financial consulting (without bookkeeping agency), enterprise management consulting, investment consulting (except finance and securities), legal consulting, and batch transfer and disposal of non-performing assets of financial enterprises.

3. This is the relevant introduction of the company: Shanghai Yinrui Shengjia Asset Management Co., Ltd. is a professional institution established with the approval of the Shanghai Municipal People's Government and the China Banking Regulatory Commission, which is engaged in the first-class wholesale disposal of local financial non-performing assets.

Loan means that banks or other financial institutions provide loans to lenders in accordance with the provisions of laws and administrative regulations. The principle of loan issuance is:

1. principle of planned and proportional lending: banks should provide loans accurately and timely according to the construction contents and expenses stipulated in the approved annual investment plan of loan projects. Other funds (self-raised funds and other bank loans) used by the borrower for construction projects shall be used in the same proportion as the loans.

2. Progress loan principle: In the process of medium and long-term loan issuance, the bank should pay according to the completed engineering quantity. In case of installment payment or complicated payment procedures, the bank should get in touch with the borrower before the planned withdrawal date. If the borrower needs to change the withdrawal plan, he shall apply to the bank within a reasonable time before the planned withdrawal date and obtain the consent of the bank. If the borrower changes the use of funds without the approval of the bank, the bank has the right not to pay.

3. Principle of capital adequacy: Banks need to check whether the capital of projects under construction has been fully put in place. Even if the loan cannot be paid in full and on time due to special reasons, the proportion of loan withdrawal should be lower than that of the borrower's capital. In addition, in principle, the loan cannot be used for the borrower's capital, equity and other financing that the enterprise needs to raise by itself.