When I bought a house, I borrowed money from my mother, but she deliberately gave it to my eldest brother to buy a luxury car. What should I do?

1

"Hello, the landlord. If your house is not in a hurry to sell, can you rent it to me for another year? " Even if there is still half a year before the five-year lease expires, the habit of taking precautions for many years still allows Li Mo to confirm with the landlord early.

"I'm sorry, beauty, I must sell this house. Originally, someone bid more than a year ago, but because there are still two years left in the lease with you, people can't wait that long and they don't sell it. " Although the landlord has a polite tone, there is no doubt about selling the house.

"Well, I'm already looking for a house. If we move out early, will you give me back the rest of the rent? " Li Mo once again confirmed that in order to leave proof, even if the other party is a voice, she will express her words in words on WeChat.

"This is no problem ..." The landlord readily promised.

Walking to the general manager's office next door, Li Mo conveyed the meaning of the landlord to her husband Jiang Zhe.

Jiang Zhe was smoking a cigarette, narrowing her eyes slightly, and her fingers were operating smoothly on the computer keyboard. After listening to his wife's report, he took the cigarette out of his mouth, sandwiched it between his fingers, shook the ash, and bowed his head thoughtfully: "Then move, let's find a house at the weekend."

Who nodded. Over the years, the husband and wife have lived together, lived comfortably and made some money, but for the high housing prices, the savings are still too meager.

In June in the south, the sun has begun to be vicious. The couple basked in the sun for half a month and almost saw the entire office building in W city. I found that when I moved my ass, the rent of 300,000 to 400,000 plus simple decoration was at least 500,000, which inevitably hurt me.

In some remote places, the rent can be saved by half, but considering that her daughter in primary school needs to be transported, Li Mo has to cook quickly when she comes home. If she moves to the suburbs, she will really die, spend time on the road and can't do a few things in one day.

In addition, employees have also adapted to the convenient transportation to work in the city center. If they move to the suburbs, they are afraid that people will shake their hearts. After all, for a small company like them, excellent talents are the greatest resource. No, the husband and wife searched silently for half a month, but the news spread among the employees.

Xiao Xu took the lead and asked, "Sister Mo, where is our company going to move?"

"Not sure yet."

"Elder sister, don't be too far away from your present position. I just paid the rent for half a year, and my wife will be born next month. " Song interface again.

Although the present office building is old and shabby, it is better than the lot. Because the building is residential in nature, the rent is more than half cheaper than the surrounding professional office buildings.

Five years ago, I rented a residential building to work. The industry and commerce are relatively loose and the business license is easy to handle. Now, if a new company moves in, it needs the seal of the owners' committee. The owner of the whole building has a lot of complaints about the elevator congestion in the same building as the company during peak hours. They can't manage the old company, and the new company will never let them move in.

The industry Committee also specially hung a banner at the gate to prohibit new companies from staying. Every time I go in and out of the company, I feel spicy when I look at the horizontal characters with yellow characters on a red background.

2

One day at work, Li Mo heard an old owner swearing in the elevator: "There are too many companies, and the elevator is so blocked. It's really annoying Just drive these companies away! "

Li Mo's face cooled down, and his heart was full of anger, but he was afraid to speak. People have to bow their heads under the eaves. She also wants to have some backbone and leave. However, in a bad economic situation, saving is earning.

Thinking of the bankrupt enterprises in W City in the past two years, as well as a large number of lost customers in his company, Li Mo told himself that impulse is the devil, and he had to endure that embarrassment again.

However, she could bear it, but Jiang Zhe didn't want to be so angry and stared at her old master. I'm a boss myself. No one gives me a few points from the manufacturer to the customer, but now I'm angry with this shabby old man.

Thanks to the old owner for his low floor and taking the lead in getting out of the elevator. Otherwise, it is hard to say whether Jiang Zhe can refrain from quarreling with him.

Back in the office, Jiang Zhe threw away his bag and scolded, "I'm moving away now, and I don't want to take the elevator with these unqualified people."

"Forget it, just pretend he's farting." Li Mo washed her husband, boiled water and made a cup of tea for Jiang Zhe.

Jiang Zhe ignored it and looked down at the phone. Li Mo stood by and analyzed the company's current financial situation. After a long time without Jiang Zhe's response, she left in pain and went back to work in her office.

About 20 minutes later, Jiang Zhe sent a screenshot to his WeChat about an auction house in his building. The starting price is only 18 thousand, which is undoubtedly 60% off the market price of nearly 30 thousand

And the floor is good, and the area is smaller than now. Although it is used in smaller companies, it is better than low total price!

Li Mo stood up and walked quickly to Jiang Zhe's office and asked, "Honey, do you want to buy it directly?"

"I thought, only let's become the owner of the building, can stop these people's mouth! See who dares to catch us. " Jiang Zhe said bitterly.

"Although the current price is quite attractive, we still can't afford it! ? "In the cold winter, Li Mo always wants to save some cash to buy this house, let alone keep cash and borrow money.

"Wife, can you borrow hundreds from your mother? Buy it first. It's a hard deposit for us. At least in the past two or three years, we feel at ease and don't have to run around. Moreover, this location, this price, can't lose us. " Jiang Zhe was humiliated in the morning. Now seeing the price of this auction house, he feels like a gift from God. He is determined to buy it.

Even if the two of them want to pay for everything, they still owe money, so he will do it! Looking at her husband's eager eyes, Li Mo relented.

Before coming off work, Li Mo transferred 300,000 yuan to Jiang Zhe to pay the auction deposit, called his mother again and took a box of monkey peaches to visit her.

Mother said that all her savings had been changed to her eldest brother's shop, and now she didn't have that much cash, but in order to help her daughter and son-in-law, she promised to mortgage her house as long as they could successfully photograph it.

Looking at his widowed mother, Li Mo felt ashamed. She misunderstood her mother, thinking that she would only blindly prefer sons to daughters. Therefore, no matter how difficult it is, she always tries to make a living by herself and never wants to use the help of her family. This time, Jiang Zhe let himself speak, which is still embarrassing. Looking at her mother's willingness to give generously for herself, she felt her chest warm.

Li Mo said, "Thank you, Mom! When I am finished, I will often come back to see you. I will take you out to play when Niu Niu is on summer vacation! "

"Silly boy, what are you welcome? You'd better mind your own business first ... "

three

With the guarantee of funds, Jiang Zhe and Li Mo are looking forward to the auction day, but as the auction day approaches, more and more people suddenly pay the deposit. Originally, only two people paid, but before the deposit deadline, nine people actually arrived.

On the day of the auction, they got up early and didn't get to work yet. The elevators are also in a neutral position, thinking that they may become the owners of this building. Jiang Zhe immediately found this ancient building pleasing to the eye.

Open the door, Jiang Zhe himself and Li Mo made two cups of coffee, and then opened the auction interface, waiting for the auction time.

Li Mo wrote down the auction number of Jiang Zhe, sipping coffee and observing the auction in front of the computer.

Shooting started. In the first hour, Jiang Zhe competed with six other figures. Prices soared, and every time someone bid, Li Mo felt his blood was warm for a while.

Emotion is gripped by a sense of uncertainty, with excitement, expectation and paralysis. Li Mo felt his head was empty and only heard his own heartbeat. ...

Soon, the unit price broke through 20 thousand, 21 thousand ... 24 thousand!

Li Mo could not sit still. She flew to Jiang Zhe's office to stop him from clicking the mouse and said, "Honey, it's okay. The price is the last time, and it makes no sense to buy it! "

"Wife, 25,000, give 25,000, I don't add much!" Jiang Huangzhe moved the mouse and pushed Li Mo's hand away.

"Husband, we agreed not to exceed 24,000." Li Mo word, pull up her husband to the balcony to have a bug, at the moment, Jiang Zhe has killed red eye, she must take him away from the computer, but Jiang Zhe's hand did not move, eyes always staring at the computer.

Just as the two men were deadlocked, Jiang Zhe's phone rang and Li Mo picked it up. It's Chen Hua

Jiang Zhe picked up the phone and strolled to the balcony. After a phone call, his excited eyes calmed down.

"Chen Hua, what is it?" Li Mo asked curiously.

"He borrowed 200,000 yuan from me to turn my business around, and said that he would sell the house before the end of the year and give it back to us!" Jiang Zhe shook his head and sighed.

Sell the house! Chen Hua and his wife are their friends. They just decorated their new house at the end of last year. They have lived in it for less than a year and are going to sell it? How bad their business is this year!

In the June sunshine, Li Mo just felt a chill. She put her arm around her husband's waist and said, "Honey, let's rent it again. It' s a big deal to find a broken house and the rent is cheaper. "

"Go and see, I'm tired!" Jiang Zhe reluctantly acquiesced that the situation of a good brother was like pouring cold water on his keepsake, saving him from the irrationality of buying a house.

Jiang Zhe asked employees to have a meeting in the office, and his mind has returned to the market and customers. While dealing with the accounts, Li Mo paid close attention to the final result of the auction.

At this point, the previous six numbers are silent, and two new numbers that have never participated in the auction are making a final fight. Due to the fierce situation, the auction was postponed for half an hour.

Finally, it was sold at a unit price of 29,800, which was the same as the market price. There is nothing cheap about housing prices in W city!

When everyone complains about the bad economy, why does it seem that there are so many local tyrants entering the property market? Really, as people say, when the real economy is cold, the property market will be hot, because it is too difficult to make some money in business, and real estate speculation will make money quickly.

four

Li Mo followed the intermediary for a few days, and he became more and more depressed. If the price is right, the house looks old and shabby, and if it is upgraded, it feels high.

Mom's money is borrowed, so it's better to bite the bullet and buy the existing house, so you can continue working with peace of mind.

At first, Jiang Zhe always didn't like the floor of the house, but it did business successfully for five years. And buying an existing house can also save a decoration fee. It's a good plan to pick the tallest among the dwarfs. Li Mo went to inquire about the price again.

The landlord said, "The lowest house price is 29 100 square meter!"

"Landlord, we have been in long-standing friendship for so many years, can you give me some discount? ? "Li Mo bargaining.

The landlord simply said that the unit price of the house could not be lowered any more, but after so many years, he could give another 30 thousand red envelopes.

Li Mo took the latest decision to discuss with Jiang Zhe, and Jiang Zhe said, "OK, then we are ready to raise money!"

Knowing that the whole house loan was down payment, Li Mo called her mother again and asked her to get the money ready. But my mother didn't answer the phone for a long time, and after answering it, she also faltered, saying that she couldn't get the money now.

How can mom drop the chain at this critical moment!

Li Mo was anxious to find her in person, and her mother told the truth in detail. It turned out that after my brother knew that her mother was going to lend her money to buy a house, he insisted on buying a car, and then he forced her to lend her a loan and bought a Lexus.

"Mom, how did I know you were going to lend me money?" Li Mo strange way.

Mother said vaguely, "I mentioned it inadvertently when chatting."

Li Mo's heart is like a mirror. If mother really wants to lend money to herself, she shouldn't tell her brother about it. If my brother wants to help himself, there is no need to change trains at this time. His original Audi A4 can also be used! After all, they are a family, and she is the spilled water.

There is no superfluous words, Li Mo silently hung up the phone.

When she came to Jiang Zhe's room, she took a deep breath, gritted her teeth and said to Jiang Zhe, "Honey, mom has no money to lend us. If you really want to buy this place, let's sell the house we live in now. "

"Then where do we live? Why did your mother promise to borrow it and change her mind again? " Jiang Zhe was angry.

"She doesn't owe us anything. If she has no money, she won't borrow it. Mom can mortgage the real estate loan, so we can't sell the house? " Li Mo fooled Jiang Zhe's arrogance.

However, considering that he has always been wrong, he comforted: "The house has been sold, so let's rent one near the school. Don't you think the house is small now? Or rent a bigger one and improve your life as soon as possible. "

"Husband, you can't have your cake and eat it. Give a fish for a bear's paw. We can't afford the mortgage and interest on both sides. " Li Mo moved, rational, Jiang Zhecai slowly calmed down.

"Well, things at home to listen to you. I still try to make money, make money. Everything is not a problem. " Jiang Zhe compromised.

"How cute!" Li Mo gave her husband a childlike kiss and then went back to the office.

If you are safe inside, you will be busy outside. Li Mo told the landlord about his situation and said, "Then wait for me. I'll sign an agreement with you when my house is ready. "

"okay! Ok! " The landlord readily promised.

Li Mo contacted the intermediary and released his own house.

five

Since the release of housing, Li Mo's phone has been bombarded and harassed by numerous intermediaries. Although their house is small, it belongs to the popular school district, so many people look at it.

Sometimes at work, the intermediary takes people to see the house. She quit her job and went home to open the door for them. Forget it, after all, she really wants to sell it, and people want to buy it. There is no reason not to look at it. Too much, at ten o'clock in the evening, the whole family went to bed and someone rang the doorbell.

Just disturbing the couple, let the daughter rest badly and cry exhausted. Li Mo is really angry and helpless. Everything is to sell the house quickly!

After all, she just made a verbal agreement with the landlord. Now that she has decided to buy it, she is also afraid of sleeping. When the house was sold, not only was the down payment settled, but her office was the only suite and she could enjoy some preferential interest rates.

But things are often what you are afraid of, and that's why you are here. (Novel title: Relocation with Difficult Business, by Euchari. From: read some stories every day and watch more exciting content)