I. Application requirements
1, a citizen of Chinese mainland, aged 22-55 years old (inclusive), holding his real name to authenticate his mobile phone number;
2. Personal credit report within two weeks (check with the local people's bank)
3. Have a provident fund account and pay the provident fund continuously.
Second, the loan review time
After the loan application is submitted successfully, the staff will review it within 2 working days, and the result will be notified by email.
Iii. Requirements of Bank Card for Collection
The collected bank card must be a savings card that I hold and can use normally, and the card is a kind of bank account and has not been frozen.
Extended data:
Description of borrowing costs
1、? Information consulting service fee and management consulting service fee: Yirendai provides borrowers with a series of services such as loan information consulting, credit evaluation, lender recommendation, repayment reminder, account management and repayment management, and borrowers pay information consulting service fee and management consulting service fee to Yirendai. According to the borrower's actual risk level and other factors, the monthly rate varies from 0.11%-1.21%.
2. Repayment management service fee: If the borrower fails to repay the loan in time as agreed in the loan agreement, resulting in repayment management problems of Yirendai, it shall pay the repayment management service fee to Yirendai. See the website agreement for the collection rules of repayment management service fees.
3. Liquidated damages for prepayment: The borrower shall pay liquidated damages for prepayment to the service provider for additional services provided by the service provider, such as re-lending of funds, calculation of prepayment fees, detailed calculation, customer service instructions, etc.
Pleasant loan-how much is the loan charge?
Pleasant loan-how long does it usually take to review the loan?
Pleasant loan-is there a requirement for bank card collection?