360 official customer service phone number is 400-603-0360.
360 IOU is a personal and microfinance platform under 360 Branch (formerly 360 Finance). It was established with the approval of the China Banking Regulatory Commission (CBRC), with a formal financial license issued by the CBRC and supervised by the CBRC. 360 IOUs are connected to the central bank for credit information, so the relevant loan and repayment records will be reported to the central bank for credit information, leaving corresponding information in the personal credit information report.
Not everyone can apply for 360 IOUs, but they must be natural persons who have reached the age of 18 and have full capacity for civil conduct, and they are not students at school; And have a stable and legitimate source of economic income and the ability to repay the loan principal and interest on time; There is also a good personal credit, and there is no bad information record in the credit report, so you can apply for a loan.
360 official customer service phone number is 400-603-0360.
360 IOU is a personal and microfinance platform under 360 Branch (formerly 360 Finance). It was established with the approval of the China Banking Regulatory Commission (CBRC), with a formal financial license issued by the CBRC and supervised by the CBRC. 360 IOUs are connected to the central bank for credit information, so the relevant loan and repayment records will be reported to the central bank for credit information, leaving corresponding information in the personal credit information report.
Not everyone can apply for 360 IOUs, but they must be natural persons who have reached the age of 18 and have full capacity for civil conduct, and they are not students at school; And have a stable and legitimate source of economic income and the ability to repay the loan principal and interest on time; There is also a good personal credit, and there is no bad information record in the credit report, so you can apply for a loan.
Who should write the loan contact information?
The loan contact person can write the contact information of family or friends. When handling the loan business, users need to fill in the loan contact besides their own information and contact information. Users can choose to fill in the contact information of family or friends, and there is no specific regulation. Just ensure the authenticity of the contact information. After the user submits the loan application to the bank, the bank will verify the contents in the application form, and some banks will call the contact number filled in by the user for verification and audit. After verification, the bank will lend the money to the lender.
Matters needing attention
When handling loan business, the loan contact person filled in by the user is the bank. In order to ensure the overdue situation, when the staff fails to contact the user himself, they can find the user himself through the contact person for collection. Therefore, in the contact information column, you can fill in your immediate family information or your friend information.
The loan contact person does not assume joint and several repayment responsibilities. When a user makes a loan, the lending institution thinks that the user's qualification is not good and will ask the user to fill in the loan guarantor. The nature of this guarantor and contact person is different. The loan guarantor needs to guarantee the user and bear certain risks. Guarantee can be divided into general guarantee and joint guarantee. When the lender fails to perform the contract and repay the loan on time, the guarantor will bear the responsibility and need to repay the loan for the lender.
Guarantors also need to take risks. After the guarantor can't repay the loan, it not only needs help to repay the debt, but also leads to personal credit damage, which affects the guarantor's personal loan processing and reduces the guarantor's personal loan amount.
To sum up, users should fill in the contact information of their immediate family members or friends when applying for loans. At the same time, users need to repay on time to avoid the bank contacting others for collection, which will bring adverse effects to themselves and others.
What's the customer service phone number of the credit loan?
Rural credit cooperatives: 96596
The telephone number of credit loans is different for each bank, and only rural credit cooperatives have a unified telephone number. Although rural credit cooperatives do not have a special loan telephone number, users can call the national unified customer service telephone number set up by rural credit cooperatives for consultation. After getting through the customer service phone, you can directly turn to the 0 key for manual service consultation, or you can log in to a rural credit cooperative in official website to inquire.
Here is a description of the credit loan telephone numbers of other banks.
1, the telephone number of Ping An Bank's credit loan is 955 1 1, which is a national unified telephone number.
2. loan: 0538-86 1 1-9289, which is a quick loan diversion app developed and operated by Guangdong hexiang technology co., ltd.
3. China Merchants Bank 800-820-5555
4. Bank of China 800-820-5288
5. China Construction Bank 800-820-0588
6. Agricultural Bank of China 800-8 19-5599
7. Bank of Communications 800-988-8888
8. China CITIC Bank 800-999-5558
9. Minsheng Bank 800-8 10-8008
10, Shanghai Pudong Development Bank 800-820-8788
The following are national calls.
1 1, Industrial Bank 9556 1
12, Industrial and Commercial Bank of China 95588.
13, Bank of China 95566
14, China Construction Bank 95533
15, Industrial and Commercial Bank of China 95588
16, China citic bank 95558
17, Agricultural Bank of China 95599
18, Minsheng Bank 95568
19, China everbright bank 95595
20. Bank of Communications 95559
2 1, Guangfa Bank 95508
22. Shanghai Pudong Development Bank 95528
23. Shenzhen Development Bank 9550 1
24. Huaxia Bank 95577
25. Industrial Bank 9556 1