What are the policies for foreigners to buy a house in Taicang?
1, the first set of housing, the original policy for 144 square meters above the tax rate of 3%, the new policy no longer divides the boundaries of 144 square meters, and uniformly stipulates that the tax rate of housing above 90 square meters is 1.5%. The second set of improved housing, the original policy stipulates that the tax rate of 90 square meters and below is 3%, and the new policy is1%; The original policy stipulated that the tax rate above 90 square meters was 3%, and the new policy was 2%.
2. You can apply for 40% down payment for the second suite, and the interest rate will go up 10%. "If the loan of the first suite is paid off, the second suite can be counted as the first suite. The first home loan currently implements the benchmark interest rate. "
3. Newly purchased commercial housing (including newly-built commercial housing and second-hand housing) can only be transferred after obtaining the certificate of immovable property rights for 3 years. This means that the new house can only be traded after obtaining the real estate registration certificate for three years.
How do foreigners apply for Taicang self-occupied commercial housing?
1, register. Municipal Housing Construction Committee is responsible for guiding and supervising the sales management of self-occupied commercial housing in the city. The online site must be divided into two steps according to the responsibilities. Before handling the pre-sale permit of self-occupied commercial housing or the filing procedures of existing home sales, Taicang developers should make a public announcement on the website of the Municipal Housing Construction Committee and the sales site for no less than 15 days.
2. verification. The results will be given within 20 working days, and the results of whether the materials have passed the audit can be obtained within 20 working days after the Taicang citizens submit the materials. Only applicants who have passed the qualification examination of house purchase can participate in the lottery.
3. shake the number. After the system starts the lottery, the candidates in the two lottery pools will line up separately, and then the developer will inform the house selection in turn. Similar to the license plate lottery system, before the lottery, families waiting for property-based affordable housing and families with non-local household registration automatically enter the priority pool, and other qualified people enter the ordinary lottery pool.
4. Choose a house. According to the order determined by the lottery, the families in the pool are given priority to choose houses first, and the developers sign the purchase contract with the families who purchase houses. Family members who purchase houses may not apply for the purchase of self-occupied commercial housing in the future. Belonging to families waiting for affordable housing and price-limited commercial housing, they will automatically give up their waiting qualification. Moreover, each applicant family can only choose one set of self-occupied commercial housing.
5. sign a contract.