I'll give you the existing house property certificate bought by Huanghua in Longhu Bay, Xincheng, and I'll get it soon. If you apply for a loan from Shanghuanghua in Longhu Bay of Xincheng, the bank will not deduct the title certificate, but other certificates, which are part of the land certificate. A normal Fenghua house in Longhu Bay, a new town, has two certificates: property right certificate and land certificate. If the other certificate is a loan from Shanghuanghua in Longhu Bay of Xincheng, it will be kept by the bank. If you pay in one lump sum, you will have two complete certificates.
The conditions for purchasing a house on Fenghua in Longhu Bay of Xincheng with provident fund loans include: 1. The borrower must have an account in the city where Shanghuafeng is located in Longhu Bay, a new city; 2, usually income should be stable, good credit, have the ability to repay the loan; 3. There is a legal contract or agreement to purchase the owner-occupied house in Longhuwan, Fenghua New City, and there is a prescribed proportion of self-raised funds; 4. The mortgage or pledge of assets stipulated in the Guarantee Law is used to purchase the loan of Shanghuafeng in Longhu Bay of Xincheng; 5. Agree to handle the purchase guarantee or mortgage property insurance; 6. Agree to other conditions stipulated in the housing provident fund management.
The above contents are for reference only, I hope I can help you. Thank you for your support to Kanfangwang. I wish you a happy purchase!