According to an insider, according to the relevant regulations of the intermediary, the intermediary charges 3% of the total house price, which means that the intermediary can get a commission of at least 30,000 yuan when selling a house of 1 10,000 yuan, which is quite considerable compared with the sales girl. But you may have overlooked that this is just the fee charged by the intermediary. In fact, the money in the hands of the intermediary is also very poor.
What are the risks of buying and selling second-hand houses without intermediary transactions?
1. Risks of trading entities.
Specifically, the seller is not the owner of the house and sells the house without the effective authorization of the owner. For example, one spouse sells a house without telling the other; Someone sold the house without telling the property rights; Workers sell some houses with property rights without telling the unit, and these situations need to be carefully screened.
2. Risks of trading companies.
There are many such situations: the houses used for trading are illegal buildings or houses that have been included in the scope of demolition; The ownership of the house is controversial; The house has been leased to others, and the seller fails to notify the lessee in accordance with the regulations, thus infringing the lessee's preemptive right; The house has been mortgaged and transferred without the written consent of the mortgagor; Being sealed up according to law or restricting the transfer of house ownership according to law; The house used for trading has quality defects.
3. Risks of trading procedures.
Housing belongs to real estate, which is different from the trading rules of general movable property. The occurrence and change of house property rights and related rights need to be registered with the relevant government departments, and the delivery of the house by the seller to the buyer is not enough to produce the legal effect of the change of house ownership.
4. Risks of trading contracts.
If the rights and obligations of both parties are not clearly stipulated in the second-hand housing transaction, or the terms of the contract are not clearly signed, then the rights and interests of one party will be easily damaged, which is not conducive to legal rights protection in the future.
5. Property right risk.
When buying a second-hand house, you should also do a good job of property right appraisal to avoid the house from being sold in the future. According to the regulations, buyers and sellers should pay relevant taxes and go through the formalities of property right transfer.
What is the responsibility of the intermediary?
1, consulting service.
Generally can be divided into oral consultation and written consultation. Oral consultation means that fees are negotiated by both parties according to the time and difficulty of service, but for most common oral consultations on real estate problems, intermediaries generally do not charge fees. Written consultation is judged according to the specific consultation content.
2. through intermediary transactions.
If both parties to the second-hand housing transaction go through an intermediary, the services provided by the intermediary mainly include:
Basic investigation: It mainly includes investigating the basic situation of the house (service life, area, location, apartment type, etc.). ), property rights, identity information of both parties to the transaction, etc.
Accompany the house inspection: communicate with buyers and sellers in time and accompany the house inspection on the spot.
Signing guidance: guide buyers and sellers to sign contracts.
Agency procedures: including providing installment loan guarantee, handling real estate mortgage loan and registration procedures.
Handle transfer: assist buyers and sellers to handle tax payment, transfer and real estate registration.
Check-in procedures: including water, electricity, coal, natural gas, telephone, wired telephone and other handover settlement procedures.
3, not through intermediary transactions, but through the intermediary transfer.
Some second-hand housing transactions are done by buyers and sellers themselves, but if both parties do not understand the transfer procedures, they can go through the transfer procedures separately through the intermediary. Intermediaries usually provide services for a certain fee.