Shanghai Lingang House Purchase Policy 2023

You need to have a labor contract here for more than 2 years, and still work here, and at the same time meet the social security here 1 year plus 2 years or more in other districts. When buying a house below 90 square meters for the first time, the deed tax can be adjusted to one point, the loan interest rate can be adjusted to lpr times 0.7, and the down payment can be reduced to 20% of the total amount. Second-hand people still need social security for at least five years to keep the original regulations unchanged.

What should I pay attention to when buying a new house:

1, pay attention to the position.

Looking at the policy, we should know more about the new planning area and pay attention to when the resource allocation will be perfect or whether there will be plans in the future. Of course, transportation is also very important. In cities, you should look at subways and high-speed trains, and in towns, you should look at buses and stations. If you need to consider the problem of children going to school, you should also know whether the dicing area has been changed or covered.

2. Pay attention to real estate

This mainly depends on the trust brought by developers. A good developer will save a lot of trouble in the future, so you must choose a good developer. The local developer knows the root cause, but the apartment may not like it. And people from other places just don't understand, and the price will be more expensive. In addition, you can look at the completed site and ask about the future scale development and floor area ratio, which is related to living conditions;

3. Pay attention to the apartment type

This depends on the floor plan, mainly on whether the overall planning is reasonable, such as dynamic and static areas, domestic areas and so on. These can be better planned by moving lines, such as rooms, which are usually rest areas and can be arranged behind the floor plan.

To sum up, before you plan to buy a house, you should know the relevant local regulations, which can reduce a lot of trouble and will not waste time and energy because you don't know the rules of buying a house. The policies in each region will be different, which undoubtedly increases the pressure of buying houses, so be cautious.

Legal basis:

Sixty-first "People's Republic of China (PRC) City Real Estate Management Law"

Whoever obtains the land use right by allocation or allocation shall apply to the land administration department of the local people's government at or above the county level for registration, which shall be verified by the land administration department of the local people's government at or above the county level, and the land use right certificate shall be issued by the people's government at the same level.

If a house is built on the land for real estate development obtained according to law, it shall apply to the real estate management department of the local people's government at or above the county level for registration with the certificate of land use right, and the real estate management department of the local people's government at or above the county level shall verify and issue the certificate of ownership of the house.

When real estate is transferred or changed, it shall apply to the real estate management department of the local people's government at or above the county level for registration of change of real estate, and apply to the land management department of the people's government at the same level for registration of change of land use right on the basis of the changed house ownership certificate. After verification by the land administration department of the people's government at the same level, the land use right certificate shall be replaced or changed by the people's government at the same level. If it is otherwise provided by law, it shall be handled in accordance with the provisions of relevant laws.

Article 62

When real estate is mortgaged, the mortgage registration shall be handled at the department designated by the local people's government at or above the county level.

Where the land use right and house ownership are obtained due to the disposal of mortgaged real estate, the transfer registration shall be handled in accordance with the provisions of this chapter.

Article 63

The local people's governments at or above the county level, which are determined by the people's governments of provinces, autonomous regions and municipalities directly under the Central Government and have a unified department responsible for real estate management and land management, may make and issue unified real estate ownership certificates, and record the confirmation and change of house ownership and land use rights within the scope of house occupation in the real estate ownership certificates respectively in accordance with the provisions of Article 61 of this Law.