1. Corporate deposit business
Classification: company demand deposit, company time deposit, company notice deposit, company agreement deposit, etc.
Attachment: The company's current deposit account is also called the company's settlement account, including basic account, general deposit account, temporary deposit account and special deposit account.
Restriction: An enterprise can only open a basic account in a commercial bank.
2. Corporate loan business
Classification:
(1) Short-term loans
Working capital loan, revolving working capital loan, company account overdraft
(2) medium and long-term loans
Project loans, real estate development loans, syndicated loans
(3) Trade financing loans
Letter of credit, draft, factoring
3. Treasury business
Enterprise-related: corporate bonds, corporate bonds and financial bonds.
4. Bill business
Acceptance and discount
5. Payment and settlement business
Three tickets and one remittance (draft, promissory note, check, remittance)
6. Bank card
Unit card in credit card
7. Guarantee business
Bank guarantee, standby letter of credit
8. Commitment business
Project loan commitment, initial credit certificate, customer credit limit and note issuance facilities.
9. Consulting business
Enterprise information consulting, asset management consulting, financial consulting.
10. Wealth management business
Corporate financial services (cash management services, investment and financial services)
1 1. Electronic banking business
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