Conditions for non-Hangzhou hukou loan to buy a house:
1. If a foreign household registration buys a house loan in Hangzhou, it must pay social insurance in Hangzhou for one year.
2. The applicant has a high school education or above.
3. 18 years old or above, with full capacity for civil conduct and no infectious diseases; With the migration of minor children's accounts, it must comply with the family planning policy.
4. The purchase price of non-Hangzhou urban household registration personnel complies with relevant regulations.
5. The applicant actually lives in the place where the house is purchased and has the same household and a stable income source.
6. The applicant has not been reeducated through labor or has been investigated for criminal responsibility.
7. The original household registration account for purchasing second-hand houses has moved out.
In addition, it should be noted that the real estate purchased by non-Hangzhou urban household registration personnel may not be traded within 3 years.
In addition, foreigners should pay attention to some matters when buying a house in Hangzhou:
1. The payment method for house purchase is not only lump sum payment, but also mortgage loan.
2. If the purchaser wants to choose a mortgage loan, he must settle the previous loan, and can only continue to apply after ensuring that the loan has been fully paid off.