1. First, delimit the most basic housing demand range as far as possible, generally the total price, several bedrooms and lots of traffic. If this can be made clear, it will save a lot of things. I haven't determined the location before, and it's a waste of time to look at the houses in the southeast and northwest. Of course, many things don't have to be decided in such a hurry. If the shipment of the first batch you want to buy is limited, maybe you can look at other batches with large shipments. The idea is instructive.
2. Looking for a house online requires several tools and basic knowledge:
2. 1 loan calculator:
/tools/sydk/
Or download Sohu house assistant, built-in calculator, mobile phone access:
/app/
2.2 Knowledge of taxes and fees required for various houses:
For the time being, small property rights are not considered, and villas or luxury houses that exceed Beijing standards (unit price or total price is more expensive than the standard line) are not considered. Other types of second-hand houses you can buy are:
Affordable housing-the same ordinary commercial house that has been turned into business, but not into business.
Husband's house-unlisted, listed and ordinary commercial housing.
Ordinary commercial housing-(more than five sets, less than five sets) multiplied by (the owner's only housing, not the only one) ***4 cases.
These houses have different deed tax, business tax, personal income tax, stamp duty, land transfer fee, etc., which also leads to different purchase costs. Suddenly I saw a house with a cheap unit price. Generally speaking, it has its own reasons, and you will pay more money in other aspects. So consider the total cost of ownership as much as possible. But before I went to the intermediary store, all kinds of information I saw on the Internet may be inaccurate for various reasons, so I can probably understand.
2.3 mobile phone card
Go to Taobao to buy an anonymous Unicom mobile phone card. This card has many uses, including registering an account on the second-hand housing website and leaving a phone number for the intermediary. This is to prevent you from being harassed by intermediaries and various advertising calls in the future.
2.4 Listed websites
If you choose a better website, you can listen to the opinions of some experienced friends. If you find false and untimely information on the website, change the website as soon as possible, register an account with the anonymous card you bought in Taobao, and you can see the transaction price of the nearest community.
2.5 Baidu Street View and Map
Street view is used to see the surrounding situation, and map is used to measure the walking distance to the nearest subway station with an actual ruler. The agent said it's the same to walk 1 to 5 kilometers, as long as 10 to 20 minutes, so I'd better know the general situation in advance.
3. Explain in detail how to look at second-hand houses on the website, prepare a cloud note form, and record the houses you like, so as to show them to the intermediary on the mobile phone and communicate with them. Otherwise, you won't get anything after reading the chain home, and browsing at will is a waste of time.
Link community, old and new degree, several bedrooms, area, total price, floor, orientation, whether there is a quotation for the elevator and the estimated total price of the place you are most dissatisfied with includes various taxes and fees. Estimate whether the landlord's intention to sell the house is strong.
In addition, how to estimate whether the landlord's intention to sell the house is strong because of the information implied in the details page of second-hand housing development. Not necessarily accurate, for reference only:
1) The transaction time is too long: seriously injured, the landlord does not cooperate with frequent business trips, and some tenants do not cooperate with the house inspection.
2) There are many customers looking at the house but there is no deal: same as above.
3) There are a lot of comments and recommendations from intermediaries: the house that their store is pushing hard is estimated to be sold soon.
4) The intermediary has the key to see the house at any time: pessimistically speaking, the house is not very popular and difficult to sell, or the price is too high. Intermediary has the key to improve the probability of seeing and closing. Optimistically speaking, if the price is right, maybe the landlord is eager to sell.
5) There are no pictures or only a simple floor plan: the house hasn't had time to send pictures (if there are no pictures within 1 day of uploading), or the house comes from other channels, the intermediary doesn't have any pictures, or the tenant of the house doesn't cooperate with taking pictures, so the house is unreliable.
To sum up, it is recommended to read only: there are many pictures, reliable descriptions and many houses in the near future. If the price is right, it is also a plus for the intermediary to have a key.
Second, cast a net to see the house near the intermediary store.
Finally reached the second stage. In fact, the first stage and the second stage need to be mixed together. For example, you can look at the house online on weekdays and weekends, and you can even get off work during the weekend. The closer you do these two things, the more you can speed up your efficiency and constantly adjust your direction, strategy and specific implementation. The author and his wife spent a month doing two things outside of work: the first stage and the second stage.
1. Which store are you looking for?
A good intermediary has complete formal information, but it is expensive and generally not discounted.
Don't go to a small intermediary, it's not much cheaper, but it's risky.
Choose what you want. Remember to bring your mobile phone and cloud notes, and bring your anonymous mobile phone card. Except for a few exclusive houses, other houses are generally available. For other intermediaries, they also have information about the landlord. In addition, even if it is an exclusive house, for the intermediary, they can guess which floor it is by looking at the photos of the apartment in the nearby community, and then they will knock on the door or find a property to help you inquire about the owner's information. It is ok to skip the intermediary completely, but based on the difficulty of operation and the fragility of mutual trust with strangers, it is also a worry-free way to find an intermediary who can talk about cheap intermediary fees.
2. Which intermediary should I look for?
The ability of intermediary and intermediary is also very different. Choosing an intermediary with excellent working ability will do more good than harm to your later purchase. If you can find out which intermediary has the highest turnover, for example, look at the sales star list of the store, the introduction and ranking of the intermediary on the other website, etc. Of course, it doesn't matter if you don't look at these. The agent seems confident and sincere, even for the newly graduated children. In addition, in order to facilitate the transaction, the intermediary will be more or less slick and deceptive. Do your homework, have a written agreement before each step, and don't trust verbal promises. Generally no problem. Accept the profits left to the other party, tolerate some dishonesty, and it is easy to buy a satisfactory house happily.
3. Agency fees and other fees should be negotiated in advance.
Intermediaries that attract users with low prices must be below 2.7%, giving you an illusion that you can talk about it again, but it is generally an illusion unless you are particularly good at grinding. So shop around in advance, first talk about a satisfactory agency fee, and also indicate what other fees are included. There may be strange fees such as online signing fee, guarantee fee, bank evaluation fee and loan fee behind the intermediary. When signing nothing, it is best to talk about the price, so we should seize this precious "God" opportunity.
4. See more houses and chat with brokers.
The intermediary also wants to make a deal to earn the living expenses, and whether you buy it or not, you can buy it from him, so he is more anxious than you. But from the intermediary's point of view, the clearer your goal of buying a house, the stronger your will, and the higher your position in his list of best customers. To do this, you need to find more agents to see the house and chat with him more. Why do you want to please them so much? Because the common process is that intermediary A takes you to see the house that meets your needs. However, there are still two types of houses that need to be bought by an intermediary: 1 just put on the market, and 2 have been put on the market for a long time, but it is not convenient for landlords to look at them recently.
5. Common practices of intermediary viewing houses
(The above answers were published on 20 16- 12-23. Please refer to the actual purchase policy. )
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