When is the cheapest time to buy a house? Six Best Opportunities to Buy a House

Many people who have no experience in buying a house are puzzled. When is the cheapest time to buy a house? The property market is changing, but it is inseparable from these principles. Bian Xiao summed up six best times to buy a house. If you are optimistic, start.

Be diligent and look at the house more.

If you don't look at the house in a down-to-earth manner, even if you have a house with a suitable price, you will miss it all the time. As soon as the house price rises, many people stop looking at the house. As a result, when some properties are promoted at reasonable prices, you don't know, so you miss the opportunity to buy a house.

Consider a potential new proposal.

How to treat the rising price of real estate step by step? From the perspective of marketing strategy, there are three main steps in this case:

First, the price is low. At this stage, the property has just started to sell. The huge capital demand forces pricing to adopt a very cautious strategy, starting with low selling points and ensuring the safety of the capital chain.

The second is to raise prices cautiously. When sales were low, we began to consider raising prices and taking into account profits.

Third, the reluctant stage. At this stage, prices are often pushed high for the simple reason that they have sold enough this year and don't want to sell. The price increase is either overwhelming or there are not many houses for sale.

Careful you will find that in the rising sound of the property market, those properties promoted at lower prices are often new and often brand-new. For them who have not yet started selling, they are uncertain about the form of the property. They really need to withdraw funds to ensure the safety of the capital chain. Although the surrounding property prices are high, they also know that these high-priced real estate transactions are very bleak. Therefore, when they open the market, they will often promote sales at a lower price, first sell a part at the bottom, and then raise the house price when they have sold enough.

Do it quickly.

The potential new price is at a low level for a short time. If you don't pay attention, the price of these new plates may go up. Therefore, if you find a new offer for low-priced promotion, you must start quickly.

See the short-term trend of the property market clearly

Because ordinary buyers can't see clearly, they are often confused about when to buy a house. This is a dilemma. In fact, it is not difficult to see the short-term trend of the property market. You just need to look at the house more. If you see a large number of new discs on the market, promote them at a low price. Moreover, the entrance of the expensive old building is sparsely populated. Then the house price will probably be unbearable. On the contrary, if a large number of real estate projects have no houses to sell, the prices will be pushed up. Only once in a while, one or two new discs were promoted at a low price, and then they were quickly raised. Then it is difficult for this market to go further. If you think you want to surrender, then your best choice is to hold the money until you surrender. If you think you can't give it up, you must find a good time to buy a house.

The best time to buy a house: learn to fish in troubled waters.

If you want to buy a good house at a low price, you must be able to hold back your inner guilt and learn to fish in troubled waters. When there are reports of bankruptcy, closure, merger and reorganization of real estate enterprises in the media or life, or when there are news that the owners of real estate enterprises (non-intermediary companies) escape or jump off buildings and employees collectively ask for wages, it shows that this property has financial problems and may be sold at a low price. Property buyers can wait for 2-3 months, and when the project funds can't support the real cutting, they will generally get a more favorable price.

The best time to buy a house: the government issues policy support.

The central government has introduced preferential policies to encourage the purchase of houses. Local governments and developers will generally wait and see for a period of time in the first month or two, and will only implement them when they are sure that the policies are irresistible. For example, when the purchase restriction order first came out, the developers held on to the price reduction, but after seeing the determination of the central government to resolutely implement this policy, they could not help but start to reduce the price. Therefore, it is more appropriate to take action when the policy is introduced for one or two months.

The best time to buy a house: self-economic ability allows

Combined with the current housing price and your actual economic affordability, if you can afford it, you will make a decisive move. Because no one can guarantee where the current property market will go. But the money in the bank is definitely getting less and less valuable.

I would like to remind you that it is best to make an assessment of your purchasing power when confirming your economic ability. List the down payment, monthly payment you can afford, the area of the house you want to buy, the loan method and the term. According to the evaluation tool of purchasing power, you can easily calculate the unit price and total price of the house you can buy. Another point is that the monthly payment should not exceed 50% of the family's monthly income, and the best ratio is 30%, which will not affect the quality of family life.

The best time to buy a house: make good use of social information

If you want to buy a good house with good quality and low price, you should always pay attention to social information. For example, in the public information, we can see the auction information of newly-built ordinary residential banks with a building age of 1-3 years released by the auction company; Around your work and life, you often hear that someone can't afford to buy a house or find someone to sell it; 1-3 years, the price of the new house in the intermediary rose sharply and the price was lower than last year (indicating that he was selling at a loss); You don't hear or rarely hear someone want to open a room around your work life. ......

Although this information is messy, it all reveals a sign that it will be sold at a low price. Since it's on sale, the price is definitely more affordable. If we don't sell it at this time, God won't see it.

The best time to buy a house: when real estate officials fall off the horse

Collusion between officials and businessmen has existed since ancient times. If developers collude with real estate officials, they will naturally gain benefits in many aspects such as qualification, capital and right to use. If a large number of government officials in land and real estate are dismissed in a certain period of time, it means that the developers or projects that collude with them lack the support of "high-level", and they will face new risks in terms of funds and qualifications. After 2-3 months, when the developer is unable to pay the expenses such as funds and human feelings, the real estate will generally reduce the price and take the quantity. This is a good time for buyers to sell.

The best time to buy a house: participate in group buying.

Of course, when the above five points do not appear, the most convenient and affordable way is to participate in group buying to buy a house. General media and developers will give more attractive discounts when they jointly engage in group buying. At this time, you can do it without hesitation, because others will not hesitate if you hesitate.

(The above answers were published on 20 15-09-2 1. Please refer to the actual situation for the current purchase policy. )

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