How to solve the problem that the collection phone keeps calling?
It's best to negotiate with each other first, explain the difficulties and give more time. Secondly, you don't have to be afraid of the threat of communication and the harassment of friends in the address book. Just tell your friends in the address book in advance, and let them directly block strange calls, because it is you who borrowed money, which has nothing to do with them, so don't involve them. In addition, you can also ask them to help collect evidence together. If the evidence is sufficient, you can directly sue the other party for violent collection and ask the other party to compensate for the losses caused.
Thirdly, after the online loan is overdue, it is reasonable for the platform to collect it moderately. After all, paying off debts is a matter of course. However, if the other party continues to harass and overcharge, it will completely disrupt your life. This is their fault. If you collect too much and contact your family, friends and colleagues at the same time, you can tell them that it is illegal to collect more than three times a day according to Article 68 of the Measures for the Supervision and Administration of Credit Cards of Commercial Banks. In addition, it can be completely blocked, just set the phone to intercept strange calls, which is very common in mobile phones.
In fact, the most important thing to solve the problem of collection is repayment and efforts to increase income. When we have the ability to repay the loan ourselves, we must communicate with the bank as soon as possible and negotiate the installment. At the same time, these previous collection calls may also be kept as evidence and become a bargaining chip with banks.