On March 8, 2022, the loan interest rate of housing provident fund in Jiangxi Province was released, and the new loan interest rate of housing provident fund was 7.2 times of the benchmark interest rate. The preferential interest rate has not changed, and it is still 4.7 times the benchmark interest rate. This means that after March 18, 2022, the interest rate of housing provident fund loans obtained by buyers in Jiangxi Province is 5.905%, which is 0.905% lower than the benchmark interest rate of 7% of banks; The preferential interest rate is 3.635%, which is also lower than 0.635% of the bank benchmark interest rate of 7%. In addition, according to the requirements of Jiangxi Provincial Provident Fund Management Center, after March 18, 2022, buyers in Jiangxi Province can enjoy a higher validity period and enjoy preferential rates. The validity period is calculated annually from March +08+10/day, 2065438.
What is the interest rate of Shangrao provident fund loan of 600,000 yuan?
Jiangxi 600,000 provident fund loan interest 1, the benchmark interest rate is 4.35%. According to Article 48 of People's Republic of China (PRC) Provident Fund Regulations, Jiangxi Provident Fund Management Center can raise or lower the benchmark interest rate of provident fund loans in this province according to the actual situation of the province's economic and social development, with a maximum of 8.5 times and a minimum of 7.5 times. 2. Real interest rate: According to the information released by Jiangxi Provident Fund Management Center, the current real interest rate of provident fund loans in Jiangxi Province is 4.35%, from which it can be calculated that the 20-year interest of 600,000 Jiangxi Provident Fund loans is: 600,000× 4.35 %× 20 years = 52 1 1,000 yuan. Related information: Jiangxi Provident Fund loan is a housing loan provided by Jiangxi Housing Provident Fund Management Center for provident fund depositors and their family members according to relevant state regulations. The lender must be the depositor of housing accumulation fund in Jiangxi Province, and the loan term is generally 5 to 30 years. The maximum loan amount is 3 times of the total amount paid by the depositor and his family members in Jiangxi Housing Provident Fund Management Center. The loan interest rate fluctuates according to the market interest rate of the local bank, and the lowest interest rate is 30% off the benchmark interest rate.
Can camphor tree provident fund be used in Nanchang?
Hello, as far as I know, the provident fund of Zhangshu can be used in Nanchang. This is because the provident fund is networked nationwide, and data can be shared and transferred between provident fund institutions in different regions. Therefore, if you pay the provident fund in Zhangshu and go to Nanchang to work or buy a house, you can transfer the provident fund account to the provident fund management center in Nanchang and continue to use your own provident fund account. However, the specific transfer procedures and requirements may vary according to the regulations of different regions. It is recommended that you consult the local provident fund management center or relevant departments to understand the specific operation process and requirements.
Jiangxi housing provident fund loan interest rate
The loan interest rate of housing provident fund in Jiangxi province varies according to the loan term and loan amount.
1, loan term:
(1) If the loan term is 1 year or less, the interest rate will be charged according to the benchmark interest rate (4.9%);
(2) If the loan term is 1 to 5 years, the interest rate will rise by 0. 1 percentage point every year on the basis of the benchmark interest rate, with the maximum not exceeding 6.4%;
(3) If the loan term is 5 to 30 years, the interest rate will rise by 0. 15 percentage point every year on the basis of the benchmark interest rate, with the maximum not exceeding 7.4%.
2. Loan amount:
(1) If the loan amount is less than 500,000 yuan, the interest rate will be charged according to the benchmark interest rate;
(2) If the loan amount is between 500,000 yuan and 6,543.8+0,000 yuan (including 6,543.8+0,000 yuan), the interest rate will rise by 0. 1 percentage point every year on the basis of the benchmark interest rate, with a maximum of 7.4%;
(3) If the loan amount exceeds 6,543,800 yuan, the interest rate will rise by 0.2 percentage points annually on the basis of the benchmark interest rate, with the maximum not exceeding 8.4%.
The above is the stipulation of the loan interest rate of housing provident fund in Jiangxi Province, and the specific interest rate is subject to the actual implementation of the bank.
The introduction of the interest rate of Jiangxi provident fund loans ends here.