It is understood that China United Auto Insurance has many types of insurance, including third party liability insurance, vehicle loss insurance and scratch insurance. However, what you need to know is that although China United Auto Insurance has many types of insurance, it is not necessarily the most suitable insurance for your car needs. It is suggested that you expand the scope of online purchase, and you can enjoy more than 15% discount and full-time claim assistance service, which is the best channel for your insurance. Generally speaking, when planning an auto insurance protection scheme for automobiles, the following five major auto insurances can be given priority:
1. Compulsory traffic insurance: Anyone who causes losses to a third party (except this vehicle and its personnel), regardless of whether he is responsible or not, is within the scope of compulsory traffic insurance compensation.
2. Third-party liability insurance: The insurance company will compensate the third party for personal injury and property loss caused by accidents in the use of the vehicle, and the insurance company will compensate the part exceeding the compensation limit for compulsory insurance according to the contract.
3. Liability insurance for vehicle personnel: In case of vehicle accident and driver casualties, the insurance company shall compensate the loss of expenses according to the contract.
4. Theft and rescue: After the whole vehicle is insured for theft and rescue, the insurance company will pay for the reasonable cost of maintenance due to the loss or damage of the whole vehicle.
5. Car damage insurance: The insured or its permitted driver has an insurance accident while driving the insured vehicle, causing damage to the insured vehicle, and the insurance company shall compensate the insured vehicle within a reasonable range. As for how to choose and buy, I suggest you make a comprehensive comparison and choice according to the actual auto insurance demand and your own financial strength. You can also inform our customer service staff of your actual insurance requirements. We suggest you consult 4006-366-366, and our professional customer service staff will tailor the appropriate auto insurance products for you according to your actual auto insurance requirements and financial strength. Buy the right car insurance, Zhonglian's car insurance is not necessarily the best, you can buy it online. As the largest third-party insurance website in China, it can bring you comprehensive protection. Advantages of Ping 'an Auto Insurance: * Private car commercial insurance province 65,438+05% * Free travel tax payment service claims features: * Quick on-site survey by experts * National general claims, and local claims with complete documents. Advantages of Pacific Auto Insurance: * Private car commercial insurance province 65,438+05% * Free travel tax payment service claims features: * "Quick and easy to pay" on-site claims information service * National general claims.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.