1. Confirm the caller's identity: Don't trust the caller's claimed identity easily, especially when personal sensitive information or financial transactions are involved. You can directly ask the other party to provide detailed information, or verify your identity through other channels, such as calling the official phone number of the relevant institution.
2. Do not provide personal information: Avoid providing personal information, bank account numbers, passwords and other sensitive information to strangers without verification. Formal organizations and institutions will not ask for this information by phone.
3. Carefully decide to transfer money: always be vigilant when you encounter a phone call involving transfer or money transaction. Verify the identity of the other party. If in doubt or uncertainty, you can consult your family, friends or relevant institutions.