The actual content of Bumblebee 3 plus children's serious illness insurance is not much different from Bumblebee 3, mainly because it adds some extra responsibilities and updates the types of children's serious illness and special diseases.
Through consulting relevant information, dad found that the serious and special diseases of children after the update of Bumblebee 3 Plus are high-risk diseases of children, which is very practical. Does the bumblebee have a pit? Click to view: Is there a pit in Bumblebee 3? Children's critical illness insurance and Mommy Bao Bei's sunshine insurance, who has the highest cost performance? 》
? Basic contents of bumblebee 3 Plus
In addition, the premium price of the upgraded Bumblebee 3 Plus children's critical illness insurance is the same as the original. About the characteristics of bumblebee No.3 children's critical illness insurance, dad will briefly introduce you:
1. Additional protection for major diseases
The additional insurance period for serious illness is determined according to the guarantee period:
If you choose to insure for 30 years, you will pay 50% extra for serious illness before the policy 10;
If you choose life insurance, you will pay an extra 50% for serious illness in the first 20 years of the policy.
2. Incremental compensation for mild/moderate diseases
25 kinds of Chinese medicine diseases, regardless of the two groups, pay 50%/60% of the insured amount in turn;
For 50 kinds of mild diseases, pay 3 times without grouping, and pay 30%/35%/40% of the insured amount in turn;
Compared with the current mainstream products, Hengqin Bumblebee No.3 has performed well in the coverage of mild diseases.
3. Children's special disease protection
If the insured unfortunately suffers from the above-mentioned special diseases of children, he can get 120% of the insurance coverage, with a maximum payment of 1 time until the insured reaches the age of 20.
It is worth mentioning that if the insured's serious illness conforms to the List of Serious Diseases and the List of Children's Special Diseases at the same time, it can be paid twice, that is, Party A can get 220% coverage.
Dad concluded:
Although the adjustment of Bumblebee 3 Plus has not changed much this time, the advantage is that the adjusted content is more practical and can effectively improve the coverage of high-risk children and special diseases.
Regarding how to build a child's safety system, Dad suggested adhering to the principle of "adults first, children later", and parents are the greatest guarantee for children.
Friends who have questions about the above information or have other questions can come to consult Dad to solve more insurance problems for you.