● The development course of Henan insurance industry
1949 On February 4th, with the establishment of People's Republic of China (PRC), Zhengzhou Branch of People's Insurance Company of China was established, and the People's Government of Henan Province allocated 3 million yuan for development fund. 1950 changed its name to China People's Insurance Company Henan Branch and started its business in the whole province. 1979 in April, the State Council decided to resume its domestic insurance business. In the same year 10, with the approval of the head office of the People's Bank of China and the Organizing Committee of Henan Province, Henan Branch of People's Insurance Company of China was established to handle domestic and foreign business. By the end of 198 1, there were 97 insurance branches with 237 employees in the province. In that year, the premium income was 1 1.55 million yuan, and the compensation was 1 1.9 million yuan. 199 1 year, China Pacific Insurance Company entered Henan market, breaking the monopoly of Henan insurance market. In September, 20001year, two insurance agencies, Guang Tai and Zhongshirui, were allowed to start business, becoming the first professional intermediaries in the insurance market in our province.
By the end of June 5438+February, 2008, there were 40 provincial branches, 346 central branches, 495 branches, 5 business departments, 383 1 Marketing Service Department, 69 insurance intermediary legal persons, 263 branches, 6,092 concurrent insurance agencies, and 210.4 million insurance employees. It has formed an insurance market pattern of insurance companies, insurance agencies, insurance assessment companies, insurance brokerage companies and other insurance entities. The insurance market supply has further increased, the industry vitality has been significantly enhanced, and the insurance market has been further improved.
● Accelerate development and serve local economic and social development.
In 2008, the overall development of Henan insurance industry showed a good and rapid development trend. The annual premium income totaled 50189 million yuan, ranking sixth in the country and first in the central and western regions, with a year-on-year increase of 60.4%, insurance density of 526.2 yuan per person and insurance depth of 2.85%. The life insurance market has entered a healthy channel of steady growth, the cooperation between intermediaries and insurance companies has been further strengthened, and the insurance intermediary market has grown steadily. The total assets of the industry reached 79.49 billion yuan, an increase of 654.38+09.38 billion yuan over the beginning of the year. The overall strength has been significantly enhanced and the ability to resist risks has been continuously improved.
In recent years, the province's insurance business has provided more than 20 trillion yuan of risk protection and nearly 40 billion yuan of economic compensation for local economic and social development; In 2008, 265,438+04,000 local jobs were provided. In the new historical stage, Henan insurance industry will thoroughly implement Scientific Outlook on Development, persist in reform and innovation, actively prevent and resolve insurance risks, accelerate structural adjustment and change of development mode, focus on serving the overall economic and social situation, focus on protecting the interests of insurance consumers, solidly promote the steady growth of insurance business, and make new and greater contributions to the all-round economic and social development of our province.
● Trade associations should be born in time and give full play to their roles.
2001September 13 was approved by China Insurance Regulatory Commission, Henan Supervision Bureau and Henan Provincial Civil Affairs Department. Henan Insurance Industry Association is a self-regulatory organization of China insurance industry and a non-profit social organization. The competent business unit is Henan Supervision Bureau of China Insurance Regulatory Commission. At present, there are three departments and three rooms under the trade association, namely: comprehensive management department; Ministry of Information Statistics; Consultation and complaint department; Office of Property and Accident Insurance; Life insurance work office; Intermediary work office.
The establishment of trade associations is an important part of establishing a modern insurance management system that organically combines government supervision, industry self-discipline and internal control of insurance companies, which indicates that Henan insurance industry has embarked on a self-discipline management track of self-discipline, mutual supervision and hand in hand. The Association has formulated the Articles of Association of Henan Insurance Industry Association and several industry conventions. The association will safeguard the articles of association and conventions, safeguard the rights and interests of insurance companies, strengthen coordination and self-discipline among members, standardize insurance activities and market order in the province, and safeguard the rights and interests of insurers and insured.
Since its establishment in 200 1, with the strong support and cooperation of member companies, the Association has strictly implemented the Insurance Law of People's Republic of China (PRC) and insurance rules and regulations, with self-discipline, rights protection, service and communication as its basic functions and industry self-discipline as its focus, and actively carried out its work, which has initially played the role of an insurance association and promoted and maintained the sustained, stable and healthy development of Henan's insurance industry.
Faced with opportunities and challenges, insurance colleagues in Henan Province will abide by the articles of association, unite as one, be honest and trustworthy, maintain the image of our whole industry, establish a good reputation of our insurance industry, meet the challenges of the opening of the insurance market with a more positive attitude, seize the opportunity to accelerate development, and make due efforts and contributions to improving the international competitiveness and operating efficiency of China's insurance industry.