The problem of early repayment of loans by China Merchants Bank

When applying for individual housing loan in China Merchants Bank, it is stipulated in the contract that you can apply for "early repayment", you generally need to apply to the handling bank or the local post-loan service center. Different branches have different regulations on "prepayment" (such as time and amount, etc.). ). You can check your loan contract or directly contact the loan handling bank or the post-loan service center for confirmation. On the premise that the repayment date remains unchanged, the amount of "prepayment" is divided into two parts: 1, the principal repaid in advance; 2. Interest on prepayment of principal during the period from the previous repayment date to the prepayment date. You can use the loan calculator on the home page to make a trial repayment. Please confirm the specific repayment information through the handling bank or call the customer service hotline (8:30- 18:00 on working days).