First of all, Shanda Hsi Chin is a financial service platform. Any project, every penny will be strictly subject to multiple risk control investigations and audits. Each risk control report is signed by risk control investigators in all aspects to ensure that all survey data are true and reliable, and the responsibility lies with people; Secondly, all mortgages are valuable. For example, for a property of 1 10,000, Shanda Hsi Chin will only lend him 500,000 to 600,000. Even under special circumstances, the loan customer can't repay the loan, and he can still assist the customer in handling the property. Therefore, such full mortgage and strict risk control procedures have enabled Shanda Hsi Chin to achieve "zero default" in the past 18 years.
The corporate mission of Shanda Hsi Chin is to "activate social capital and help small and medium-sized enterprises". And a small amount of credit loans. For this credit loan, Shanda Hsi Chin will strictly control the proportion. In order to fully protect the interests of investment customers, Shanda Hsi Chin controls a small amount of credit loans by taking 15% to 20% of annual income and profits as risk margin. When the financing enterprise fails to repay the principal and interest in full and on time, Shanda Hsi Chin will start the risk deposit to protect the investment clients' funds from loss.
At present, Shanda Hsi Chin has accumulated rich experience in equity investment, wealth management, financial consulting and other financial services. Continue to pay attention to and incubate the rapidly developing fields of new energy, new technology, medical and health care, advanced manufacturing, infrastructure construction, real estate, modern agriculture, culture and education in contemporary China, connect with global high-quality capital, provide life-cycle financial services such as equity investment, capital operation, mergers and acquisitions, and provide customers with professional domestic and foreign investment product screening, asset allocation and portfolio management services.