The general down payment for buying a house in Xining is 30%. When using provident fund loans or buying ordinary houses for the first time, the minimum down payment ratio for an area less than 90 square meters can be as low as 20%, and the minimum down payment ratio for the second suite in Xining is 30%. In response to the current policy, the down payment ratio of the first suite in Xining has been reduced by about 10%, which has a relatively intuitive impact on buyers. In addition to the decrease in the down payment ratio, the down payment ratio of the first suite has also decreased.
Today's mortgage interest, for many families, is a real benefit of buying a house after reduction. At present, the mortgage interest rate is at least 4.8% after being lowered. For some customers with better qualifications, they can already enjoy the preferential interest rate of the first suite. According to the same conditions, the monthly interest will be at least a few hundred yuan less. If every little makes a mickle, it will be a great expense. If there are people who just need to buy a house recently, you can consider buying a house during this time.