1, Xiaoxiang Youyou Loan app checks the credit information, and the employers who cooperate with Xiaoxiang Youyou Loan are all formal financial institutions, so applying for a loan on Xiaoxiang Youyou Loan is a credit information at the meeting.
2. The loan records and repayment records generated by users when borrowing from Elephant Premium will be uploaded to the central bank's credit information system. If users are overdue during the use of Elephant Premium, their overdue records will also be uploaded to the credit information system, which will have a negative impact on users' personal credit information and hinder users from handling other credit business in the future.