Can the real estate mortgage of Hebei Bank be paid off within one year?

(1) depends on how the loan contract with the bank was agreed at that time. There will be great differences between different banks. Some banks are not allowed to prepay within a year or a period of time, while others can. Some have no agreement at all.

(2) The same bank sometimes has differences, some will clearly agree, and some will not. When I met a customer from the same bank, the difference was less than half a year. One party did not agree on any terms of prepayment, and the other party agreed on liquidated damages.

(3) Although some banks allow early repayment, they need to make an appointment in advance for repayment. This is not to say that the money will be repaid immediately after it arrives, but to set the date of repayment and deduction in advance. Otherwise, even if the money enters the account, it can only lie on the account in the form of current demand.

(4) After reading the contract in detail, you should still contact the account manager when making a loan. See if there is room for flexibility. Whether there are liquidated damages and so on.