Does Jindou Micro-service have an impact on personal credit reporting?

Influence. Loans from online lending companies will be recorded in personal credit reports. If the borrower repays the loan on time, it will have a positive impact on his personal credit record, thus improving his credit score and credit rating. However, the borrower's overdue or default will have a negative impact on personal credit records, and in serious cases, it will affect personal loans and credit card applications. Beijing Jindouzi Information Consulting Co., Ltd. was established in 2022, located in Beijing, and is a wholesale-oriented enterprise. The registered capital of the enterprise is RMB 2 million.