How do parents correctly transfer property to their children?

As the main fixed property, houses have been purchased by many families with the painstaking efforts of one generation or even two generations, and more and more houses are also facing the problem of property transfer after the death of the older generation. So, how can parents give their children the most cost-effective property? What are the expenses and procedures for inheriting, buying and selling, and giving three daughters to get their parents' real estate?

inherit

For the same house, the number of owners, the year of title certificate, the price of second-hand houses in Shanghai and the share ratio will all affect the choice of transfer. Inheritance, sale, transfer and gift also have their own advantages and disadvantages. It is suggested to choose the most suitable method according to the actual situation of the family. shzyshange44

There are some restrictions on the way of inheritance and transfer. Parents can't handle it while they are alive, and they can only handle property inheritance after their parents die. If you are eager to settle your child in the nearest school, your parents are alive and you can't complete the transfer by inheritance. You must consider buying, selling or giving.

trade

Sale and transfer is a good choice, especially in some cities where the contract price can be set by themselves, because taxes and fees are greatly reduced.

However, this method will be greatly influenced by Shanghai's housing policy. Recently, with the tightening of regulation and control, children who have two or more houses under the name of some cities will be restricted by the existing regulation and control policies and cannot achieve transfer. Therefore, if the transfer cannot be completed by inheritance, they can only be completed by gift. Shanghai

agree with

The way of giving is simple and convenient, and the cost is not very high. This approach is also worth considering. Especially in the context of purchase restriction, some foreigners or foreigners who are not qualified to purchase houses can complete the transfer in this way.

However, this method is only applicable to second-hand houses in Shanghai that will be reserved for personal use or rented for a long time, and if they are to be sold in the future, this method is not suitable, and the high taxes and fees they will face in the future will be a great burden.