1. What is the purchase restriction policy in Beijing?
Beijing's purchase restriction policies are all family-based, and Beijing-based and non-Beijing-based purchase restriction policies are different. Married Beijing families can buy two houses in Beijing (except Tongzhou), and single Beijing families can buy one house in Beijing (except Tongzhou).
Non-Beijing citizens who buy second-hand houses in Beijing need to pay social security or individual taxes in Beijing for 60 consecutive months and have no housing in Beijing.
Second, can I buy a second-hand house if the social security is broken?
Can I buy a second-hand house when social security is broken? You need to check whether the payment has been suspended for more than 3 months or whether you have to pay taxes.
Non-Beijing families must have at least one tax or social security to meet the qualification requirements for buying a house in Beijing.
For example:
Xiao Li, a non-Beijing citizen, came to work in Beijing in May 2065438+00. 20 13 10, tax and social security were suspended for one month because of changing jobs, and then the new company paid him social security. April 20 17, Xiao Li wanted to buy a second-hand house in Beijing. Is he qualified to buy a house?
A:
First of all, looking at social security, Xiao Li moved from one month before buying a house (March 20 17) to 60 months (April 20 17), and only 1 month was paid by the company (less than 3 months), which met the qualification requirements for buying a house.
Secondly, looking at the tax, Xiao Li pushed forward from the month before buying a house (2065438+March 2007) for 60 months (to April 2065438+April 2002), and only 1 month (less than three months) did not pay a tax, which met the conditions for buying a house.
Therefore, whether from the perspective of taxation or social security, Xiao Wang is qualified to buy a house in Beijing.
Note: If the social security or individual tax is paid off, it is recommended to confirm the qualification of buying a house at the real estate registration center before signing the contract.
For non-Beijingers, if they buy a house in Beijing and pay social security for no more than 3 months due to job changes, it is regarded as continuous payment. However, if you stop paying social security for more than 3 months, it depends on the tax payment.
Source: Notice of the General Office of the Beijing Municipal People's Government on Further Strengthening the Regulation and Control of Beijing's Real Estate Market by Implementing the Spirit of the State Council's General Office Document (Beijing Zhengban [201/KLOC-0] No.8).
This content is only applicable to Beijing.