Xinhe Fortune is an illegal fund-raising organization, which is blacklisted by the public security department as a key monitoring and crackdown object. Xinhe Huijin Information Consulting (Beijing) Co., Ltd. mainly deals in unsecured credit loans for individuals and unsecured credit loans for small and medium-sized enterprises, with a maximum loan amount of 1 10,000.
1. Personal microfinance is a kind of personal credit loan. Without a mortgage, you can apply for a loan of up to 200,000 to 300,000 with your own income level and personal credit. Compared with bank mortgage loan, small application is simple and fast. Facing the complicated loan process of banks and many loan companies in the market, how to choose a formal loan company has become the primary problem for many borrowers.
2. Scam: using mobile phones to bind telephone banking to defraud deposits. Generally speaking, people who charge fees in various names before the loan is issued are suspected of fraud, because in formal loan companies, these fees are deducted when the loan is issued. So I would like to remind you that if you need a loan, please be sure to find a regular loan company that "the loan is unsuccessful and does not charge any upfront fees".
Is credit loan reliable?
Credit loans are credible, and credit loans on formal loan platforms are very safe. Formal credit loans are based on the lender's credit information. If there is a problem with the lender's credit information, it will affect the loan approval, and the lending institution may not lend. The main reason that affects the approval of credit loans is the overdue records in personal credit report.
Many domestic banks have credit loans, such as China Bank and China Construction Bank, which can be handled according to their own needs.
Is Xinhe Huijin Credit Loan a Fraud?
This is a fraud company, and they dare not give you the contract at all. You want the contract. They lied to you that you need to apply and it will take two or three months to come down. In fact, the contract is in their locker, and everyone knows it! If I give you a contract, which is obviously a contract, I will go to jail. How dare Xinhe Huijin take it out and die?
What about the letter and the loan?
Question 1: Letters and loans will not reduce your credit value. Many banks and companies don't accept you. Secondly, if you owe too much, he will take you to court, from compulsory mortgage of your property to imprisonment.
Question 2: How will the family urge the collection of letters and loans?
Question 3: What will happen to Xinhe Loan? 10 points are like securities loans, pat loans, hourly loans and mobile phone loans.
Question 4: won't the letter loan affect the credit information? Credit loans will definitely be compiled and annotated in credit reporting, and there will be credit stains. Once there is a stain, it is difficult to get a loan.
Question 5: There is no credit investigation for credit investigation and loan. Most small loans have no credit information.
Question 6: I can't repay the letter and wealth loan. What if the borrower borrows money? Otherwise, there will be a certain penalty interest, which is illegal.
Question 7: What will happen to Xinhe Huijin Loan? If you don't return it, you will definitely accept it. Call first, or call at home if you don't return it, which will affect your normal life. How long did you borrow it and how many issues did you pay back?
Question 8: How can we trust the formal loan company if the loan of RMB 20,000 from Xinhe Huijin is not repaid? No, you can also go directly to the credit report, which will affect your buying a house, handling credit cards and bank loans.
Question 9: I have a loan of 90,000 yuan at the Credit Union. Will it be okay if I can't afford it now? I can't repay the money you borrowed before.