Specific rural credit cooperatives can call local 1 14 for enquiries.
The following are the customer service telephone numbers of rural credit cooperatives in some areas:
If you have a passbook or bank card of a rural credit cooperative, the customer service phone number of the rural credit cooperative will be clearly marked on it, and you can call the customer service phone number if necessary.
The customer service telephone number of rural credit cooperatives also plays a particularly important role, that is, if your bank card or passbook of rural credit cooperatives is lost, you can call this number to report the loss and ensure that your property will not suffer losses in time.
Extended data:
Rural credit cooperatives refer to rural cooperative financial institutions established with the approval of the People's Bank of China, which are composed of members' shares, implement democratic management and mainly provide financial services for members.
Rural credit cooperatives are independent enterprise legal persons, which are responsible for the debts of rural credit cooperatives with all their assets and enjoy civil rights according to law. Its property, legitimate rights and interests and business activities carried out according to law are protected by state laws. Its main task is to raise idle funds in rural areas and provide financial services for agriculture, farmers and rural economic development.
In accordance with national laws and financial policies, organize and standardize rural funds, support agricultural production and comprehensive rural development, support various forms of cooperative economy and family economy, and limit and crack down on usury. Rural credit cooperatives are divided into the following departments: Rural Credit Cooperatives, International Finance Department of Rural Credit Cooperatives, Zheng Tong Rural Credit Cooperatives Training School, Credit Department of Rural Credit Cooperatives, etc. They are currently under the dual leadership of China Banking Regulatory Commission and the State Council.
Rural credit cooperatives are banking financial institutions. The so-called banking financial institutions are also called deposit institutions and deposit currency banks. They are characterized by taking deposits as their main liabilities, granting loans as their main assets, and handling transfer and settlement as their main intermediary business, and directly participating in the creation process of deposit currency.
As a banking financial institution, rural credit cooperatives have their own characteristics, mainly manifested in:
1, farmers and other individuals in rural areas jointly form cooperative financial organizations whose main purpose is mutual assistance. Its business operation is managed and operated by the personnel designated by the members on the basis of democratic election and is responsible to the members. Its highest authority is the member congress, and the executive body responsible for managing specific affairs and business operations is the Council.
2. The main sources of funds are shares paid by cooperative members, retained provident fund and absorbed deposits; Loans are mainly used to solve the capital needs of its members. At first, it mainly issued short-term production and living loans and consumer loans. Later, with the economic development, it gradually broadened the channels of borrowing, which is no different from commercial bank loans.
3. Because the business object is a cooperative member, the business process is simple and flexible. The main tasks of rural credit cooperatives are to organize and regulate rural funds, support agricultural production and comprehensive rural development, support various forms of cooperative economy and member family economy, and limit and crack down on usury according to the provisions of national laws and financial policies.
References:
Baidu encyclopedia-rural credit cooperative
What is the customer service telephone number of rural credit cooperatives? The manual customer service telephone number of rural credit cooperatives in each province is different. The following is a telephone list of rural credit cooperatives in some provinces:
1, Beijing Rural Commercial Bank: 96 198
In recent years, Beijing Rural Commercial Bank, as a state-owned financial enterprise in Beijing, has been adhering to the business philosophy of "steady, sustainable and all-round development" of rural credit cooperatives, earnestly implementing macro-control policies and financial supervision requirements, striving to build a "process bank, characteristic bank and boutique bank", constantly adjusting its structure, consolidating its foundation, improving its quality and efficiency, realizing the coordinated development of scale, efficiency and quality, and starting a "deepening reform".
In the latest ranking of global 1000 banks by Banker magazine, Tier 1 capital ranks 195.
2. Shanghai Rural Commercial Bank: 962999
Shanghai Rural Commercial Bank was established on August 25th, 2005. It is a state-owned corporate bank in Shanghai, headquartered in Shanghai. It is the first provincial joint-stock commercial bank based on rural credit cooperatives in China. At present, the registered capital of the whole bank is 8 billion yuan, there are nearly 400 business outlets and the total number of employees exceeds 6,000.
3. Shenzhen Rural Commercial Bank: 96 1200
Shenzhen Rural Commercial Bank was established on February 9, 2005. It is a joint-stock rural commercial bank approved by China Banking Regulatory Commission and restructured on the basis of Shenzhen Rural Credit Cooperative. Inheriting the development history, service characteristics and cultural traditions of Shenzhen Rural Credit Cooperatives for more than 50 years, it has made good achievements in reform, development and management.
4. Chongqing Rural Commercial Bank: 95389
Chongqing Rural Commercial Bank Co., Ltd. (hereinafter referred to as "Chongqing Rural Commercial Bank"), formerly known as Chongqing Rural Credit Cooperative, was established in 195 1 year and has a history of more than 60 years. In 2003, Chongqing became one of the first pilot provinces and cities of rural credit cooperatives reform in China. In 2008, the rural commercial bank with unified legal person in the city was established. In 20 10, it was successfully listed on the H-share main board in Hong Kong, becoming the first listed rural commercial bank in China and the first listed bank in the west.
5. Yellow River Rural Commercial Bank: 96555
Yellow River Bank was established in June 5438+February, 2008. It is a national provincial rural credit cooperative reform pilot unit determined by China Banking Regulatory Commission. The Yellow River banking system (including county rural credit cooperatives and rural commercial banks) has 20 legal entities, 385 grass-roots business outlets and nearly 6,000 employees. It is a local financial institution with the largest number of business outlets, the widest distribution and the strongest function of supporting agriculture.
Extended data:
As a banking financial institution, rural credit cooperatives have their own characteristics, mainly manifested in:
1, farmers and other individuals in rural areas jointly form cooperative financial organizations whose main purpose is mutual assistance. Its business operation is managed and operated by the personnel designated by the members on the basis of democratic election and is responsible to the members. Its highest authority is the member congress, and the executive body responsible for managing specific affairs and business operations is the Council.
2. The main sources of funds are shares paid by cooperative members, retained provident fund and absorbed deposits; Loans are mainly used to solve the capital needs of its members. At first, it mainly issued short-term production and living loans and consumer loans. Later, with the economic development, it gradually broadened the channels of borrowing, which is no different from commercial bank loans.
3. Because the business object is a cooperative member, the business process is simple and flexible. The main tasks of rural credit cooperatives are to organize and regulate rural funds, support agricultural production and comprehensive rural development, support various forms of cooperative economy and member family economy, and limit and crack down on usury according to the provisions of national laws and financial policies.
References:
Official Website of Beijing Rural Commercial Bank-Customer Service Hotline
Shanghai rural commercial bank-customer service
Shenzhen Rural Commercial Bank-Home Page
Chongqing Rural Commercial Bank-Home Page
Yellow River Rural Commercial Bank-Home Page
What's the telephone number of China Rural Credit Cooperative? 1, the rural credit cooperatives started, and the province's unified customer service telephone number was "96596". You can log in to the official website of the rural credit cooperatives for inquiry, or you can call 1 14 for inquiry, or you can call the bank's customer service hotline for help. What is a rural credit cooperative?
2. Rural credit cooperatives (rural credit cooperatives in English) refer to rural cooperative financial institutions established with the approval of the People's Bank of China, which are composed of members' shares, implement democratic management and mainly provide financial services for members. Rural credit cooperatives are independent enterprise legal persons, which are responsible for the debts of rural credit cooperatives with all their assets and enjoy civil rights according to law. Its property, legitimate rights and interests and business activities carried out according to law are protected by state laws. Its main task is to raise idle funds in rural areas and provide financial services for agriculture, farmers and rural economic development. In accordance with national laws and financial policies, organize and standardize rural funds, support agricultural production and comprehensive rural development, support various forms of cooperative economy and family economy, and limit and crack down on usury.
Rural credit cooperatives are divided into the following departments: Rural Credit Cooperatives, International Finance Department of Rural Credit Cooperatives, Zheng Tong Rural Credit Cooperatives Training School, Credit Department of Rural Credit Cooperatives, etc. At present, it is under the dual leadership of China Banking Regulatory Commission and the State Council.
3, rural credit cooperatives as banking financial institutions have their own characteristics, mainly in:
(1) Farmers and other individuals in rural areas jointly form cooperative financial organizations whose main purpose is mutual assistance. Its business operation is managed and operated by the personnel designated by the members on the basis of democratic election, and is responsible to the members. Its highest authority is the member congress, and the executive body responsible for managing specific affairs and business operations is the Council.
(2) The main sources of funds are the shares paid by cooperative members, the retained provident fund and the absorbed deposits; Loans are mainly used to solve the capital needs of its members. At first, it mainly issued short-term production and living loans and consumer loans. Later, with the economic development, it gradually broadened the channels of borrowing, which is no different from commercial bank loans.
(3) Because the business object is the cooperative members, the business procedure is simple and flexible. The main tasks of rural credit cooperatives are to organize and regulate rural funds, support agricultural production and comprehensive rural development, support various forms of cooperative economy and member family economy, and limit and crack down on usury according to the provisions of national laws and financial policies.
What is the service telephone number of rural credit cooperatives? The 24-hour customer service telephone number of rural credit cooperatives is unified nationwide: 96596. The future development prospect of bank customer service is also very good, and the grassroots positioning is to train the most talents. Bank customer service technology is high.
Unlike physical departments, each department manages a business. Customer service basically needs to know everything, because customers only make one phone call.
You need to know all the financial knowledge of bank customer service, not as an operator, savings, company, loan, foreign exchange, wealth management, bank card, credit card, fund, stock, gold business, offshore business, insurance, etc.
1. How to check the bank card balance of rural credit cooperatives:
ATM self-inquiry: ATM self-inquiry is a basic inquiry method with a wide audience. The holder of the bank card carries the bank card to any ATM, inserts the bank card into the scanning position, inputs the password, and operates according to the system prompts to inquire the balance.
(1) Telephone inquiry: Telephone inquiry is a relatively simple inquiry method, which is suitable for cardholders who can't read or skillfully use ATMs. The cardholder only needs to call the customer service number of the bank card of the rural credit cooperative (usually the customer service number is on the back of the bank card) and follow the specific voice prompts to check the balance of the bank card.
(2) Counter inquiry: Cardholders can bring their ID cards and bank cards, and consult relevant staff during the working hours of rural credit cooperatives to inquire about the balance.
(3) Mobile phone WeChat inquiry: This inquiry method is mostly used by young people. The official account number of WeChat of local rural credit cooperatives can be used to check the balance by binding the bank card account number according to the specific instructions. Rural credit cooperatives in some areas are not allowed to open WeChat official account service.
2. How to report the loss of bank cards of rural credit cooperatives:
(1) Oral loss reporting: If the customer cannot report the loss to the original bank in time for various reasons, he can report the loss orally by telephone. However, customers need to go to the bank to go through the relevant procedures within the prescribed time limit.
(2) Report the loss officially: Once the customer finds that the savings card is lost, he needs to take it with him immediately.
A bank is an enterprise dealing in money, and its existence is conducive to raising and financing social funds. It is a very important member of financial institutions.
We can see the business of the bank. On the one hand, it collects idle monetary funds and small monetary savings in society by absorbing deposits, and then lends them to people who need to replenish money in the form of loans. Here, banks act as intermediaries between lenders and borrowers.
On the other hand, banks handle the payment and settlement of money for commodity producers and businessmen, and also act as payment intermediaries. In short, banks play the role of credit intermediaries.
The basic functions of commercial banks include: credit intermediary, payment intermediary, credit creation and financial services.
Bank securities are a part of social security and a branch of social security industry. As far as prevention means are concerned, it includes three categories: artificial prevention, physical prevention and technical prevention. Technical prevention is a new preventive measure gradually formed in the field of bank security by using modern electronic alarm and other scientific technologies in the 1980s.
The bank security technology prevention system is an information technology network with comprehensive functions such as detection, delay and response, which effectively combines subsystems such as special equipment and software with anti-intrusion, anti-theft, anti-robbery and anti-destruction functions into an organic whole.