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Processing instructions:
1. Starting amount of single transaction and automatic installment.
: When the customer's single consumption through the UnionPay line is greater than or equal to the initial transaction amount, that is, 1500 yuan RMB or 3,000 RMB or equivalent foreign currency (this amount is selected by the customer), and the business scope and other conditions are met, the system will automatically pay for the transaction by installments.
2. Number of installments
: Customers can choose 6 issues, 12 or 24 issues. Customers can change the number of periods within the validity period, which will take effect immediately. The number of installment payment starts from the first billing cycle after recording the installment payment transaction.
3. 100% Enter the minimum repayment amount.
: The amount recorded in the loan, including the amount recorded in each installment and the amount recorded after the cancellation of installment, does not enjoy the minimum repayment amount, and the cardholder is required to repay this part of the debt in full every month.
4. Handling fee
: 0.72% of the full recorded principal is charged as a handling fee for good loan transactions every month.
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