Since 2009, eight cities in the Pearl River Delta have adopted provident fund mutual loan agreements. The eight cities that implement mutual loan of provident fund include Guangzhou, Huizhou, Dongguan, Zhongshan, Zhuhai, Foshan, Jiangmen and Zhaoqing. So Guangzhou's provident fund is used to buy a house in Zhuhai. There are two ways to buy a house in Zhuhai with Guangzhou provident fund. One is to withdraw the provident fund to repay the mortgage, and the other is to use the provident fund loan. If you use Guangzhou's provident fund loan to buy a house in Zhuhai, the applicant will apply to Zhuhai Housing Provident Fund Management Center with the household registration book, commercial housing purchase contract and employee deposit certificate outside the city. When applying for provident fund loans, you need to pay attention to the deposit certificate, including time, base, share, monthly deposit, loan status and other requirements. In addition, it is necessary to sign a commitment letter agreeing to deduct the housing provident fund, and promise that if the repayment of the third installment is overdue, the balance under the deduction of the housing provident fund will be used to repay the loan principal and interest.
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