It's nearly 1000 yuan cheaper, and you can still get an oil card.
Case experience
Last week, the owner, Mr. Liao, accompanied by a reporter, bought an Accord 2.4EX model with a guide price of 229,800 yuan at Guangben Hu Axiang Store. He first consulted the person in charge of the insurance business in the 4S store and was told that the insurance cost needed to be nearly 8,000 yuan, and the two companies affiliated with him were China People's Insurance Company and Daxing Insurance Company.
Subsequently, Mr. Liao called PICC customer service hotline 955 18, and pressed 3 to connect to the auto insurance department according to the voice prompt. According to the salesman's question, he reported the information such as vehicle model and price one by one, and asked him to calculate the insurance premium.
First, the customer service staff of PICC hotline briefly introduced the common auto insurance combinations, such as general family cars, and the recommended insurance combinations: vehicle loss insurance+third party liability insurance+special insurance excluding deductible+vehicle theft and emergency rescue, thus protecting the risks that people are most concerned about, such as loss and 100% compensation, and the premium is not high, but it can guarantee comprehensive compensation in the future. Among them, liability insurance includes 654.38+10,000 yuan and 200,000 yuan, and Mr. Liao chose 654.38+10,000 yuan. Then, the customer service staff asked if it was necessary to buy body damage insurance and windshield insurance, which cost 2000 yuan. In addition, engine special loss insurance 133438+0 yuan. Finally, Mr. Liao got all the insurance mentioned above, with a total cost of 7285.66 yuan, which is nearly 1000 yuan cheaper than the insurance in the 4S shop, and he was also given a PICC oil card from 700 yuan.
PICC customer service hotline 955 18 reminds insurance companies to stay close to home.
It should be reminded that the insurance company on the policy should choose one close to the place of residence, because the future claims and losses should be solved by the contracting company. In addition, after filling out the insurance policy, remember to ask for the insurance clauses, ask about the insurance claims procedure, and make clear under what circumstances you can report the case to the insurance company, through what channels you can report the case, and how long it takes to report the case. In addition, be sure to read the terms of the deductible clearly and let the insurance salesman explain several situations of the deductible, so as to be aware of it. Finally, no matter which insurance channel you choose, you must dial 955 18 immediately after signing the insurance contract, and quote the policy number and license plate number to verify the authenticity of the policy.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.