This is Xiaomi's. It should be reliable. You can borrow it if you need it.
Second, is Xiaomi financial loan true?
According to the news released by Xiaomi Finance, according to the latest issue of Fortune magazine, Xiaomi Finance ranks among the top 500 in the world. Xiaomi Company, which has been in business for less than 9 years, has successfully landed in the world, and Xiaomi loan is still very reliable.
5% per day, interest is calculated from the date of loan issuance, and interest is not calculated on the repayment date. The unpaid amount after the repayment date expires, including the principal and interest, shall be charged at twice, that is, 0.75% per day.
The repayment date of Xiaomi loan is 10 every month, that is, the repayment date of the month after the loan is issued is 10. If the loan of last month is not repaid, the penalty interest will be calculated after 10. In addition, each amount can be divided into six loans at most, and the system will automatically calculate all the amounts due on the same day of each month, that is, the amount due on the repayment date.
Precautions:
1, online lending is a double-edged sword. If used well, it will bring you a lot of trouble, and whether this sword can be opened or not depends on you.
2. Regular online lending institutions have strict loan approval procedures. Even if the lender is not required to provide collateral, it is necessary to review the lender's credit history, income, work or business status and other information, and then repay the loan on schedule after the loan amount and lending institution enter the loan cycle.
Third, Xiaomi loan is not reliable.
Xiaomi loan is reliable.
Xiaomi Loan is the third product of Xiaomi Finance after the fund treasure in May 20th15th and June. It is a pure credit loan product for 65.438+0.5 billion Xiaomi users, which means that Xiaomi mobile phone users can obtain credit information through big data without mortgage. At the same time, it has the advantages of simple procedures, fast loan access, no mortgage and flexible repayment methods. Users who open Xiaomi loan only need to download Xiaomi Financial app, authenticate their real names and scan their faces. Once they get the quota, they can get the loan.
Xiaomi Finance's evaluation criteria are based on its own big data analysis, including the frequency of using Xiaomi's mobile phone and shopping behavior in Xiaomi.com or Xiaomi Mall. Secondly, the maximum loan amount of Xiaomi loan is 6.5438+0 million yuan, and the direction of funds is clear. In addition, commercial banks do personal consumption loans, the amount is relatively scattered, and the management of funds is quite cautious.
Precautions:
1. Today, with the increasing penetration of finance into people's lives, a good credit record will benefit people for life. When personal economic difficulties occur, the borrower should take the initiative to negotiate with the lending institution and apply for extending the repayment period, that is, extending the repayment period or changing the repayment method.
2. Online loan is a double-edged sword. If used well, it will bring convenience to your life. If it doesn't work well, it will bring you a lot of trouble. Whether this sword can be opened or not depends on yourself.
Fourth, it is said that Xiaomi loan is quite reliable. What about interest?
I think the daily interest rate of Xiaomi loan is not high, which is comprehensively evaluated according to the account and personal credit situation. The lowest is 0.02%, which is relatively low. You can borrow it and return it.