Article 1: down payment can help, but housing loans are encouraged.
It is understandable for parents to help pay a certain down payment when the children who have just joined the work are still unable to pay a large down payment. But don't let children grow up under the protection and funding of their parents, right? Smell? Pressure to encourage loans to buy a house.
Article 2: The monthly repayment amount shall not exceed 50% of the monthly salary.
Although it is necessary to give children a certain amount of life pressure, the monthly repayment amount of mortgage is too high, which will be counterproductive. Can you buy a smaller and cheaper house according to your child's repayment ability, and leave some room for your child to enjoy happiness? House slave? .
Article 3: Office workers should try to buy houses with convenient transportation.
Office workers must be nine to five, and now there are traffic jams in many cities. Public transportation is the most effective way to ensure travel, so choose a community with convenient transportation. If the traffic is inconvenient, it will be too painful to spend three or four hours on the way to and from work every day.
Article 4: What should I follow when buying a house? One kilometer? principle
Buying a house should be comprehensively investigated from the perspective of regional economy and residential economy. Is it popular in developed countries and regions? T+ 1？ Concept: namely:? 1 km away from municipal facilities and commercial outlets is a good residential plot in the region? .
Article 5: If you buy an existing house or a quasi-existing house, you can move in as soon as possible.
When buying a house for a child, try to choose an existing house or a quasi-existing house. In addition to moving in as soon as possible, it also saves rent in disguise and reduces the cost of living. At the same time, children who generally work for a short time will consider getting married, or they can be directly used as a wedding room.
Article 6: Choose the areas where the real estate development continues to be successful.
Real estate has obvious regional characteristics. Cross-regional development will increase costs, and real estate development is a process of resource integration. Therefore, it is a safe choice to buy several areas with successfully developed properties, and at the same time, you can enjoy more resources.
Article 7: There must be restaurants and hospitals around the community.
It is best to have suitable restaurants or convenient supermarkets around residential areas to solve the problem of eating. It is a very happy thing to solve the stomach problem downstairs after work. Living next to the hospital can effectively enjoy the convenience brought by medical resources.
Article 8: Kindergartens and schools are the best supporting facilities in residential areas.
Buy a house, get married and have children? The important events in life will come step by step. Seeing that children have become new parents, grandchildren should be taken into account when buying a house, otherwise there will be no good school to choose.
Article 9: When buying a house, you should consider the appreciation space and improve your hand.
Living in a big house is the ideal of many people. Most first-time buyers choose small apartments. With the improvement of conditions, many people will move to big houses. Therefore, in addition to the price of the home environment, the investment value should also be considered clearly before buying a house for the first time.
Article 10: If you want to live in peace of mind, you must choose a good property management company.
What should I do if the water pipe bursts, the wires trip and the elevator lights flash like ghosts? Children who are not used to dealing with these complicated things, parents must carefully inspect the property company and settle down before selling the house.