When a company opens an account, it needs to bring articles of association, business license, legal person ID card, shareholder ID card, manager ID card, five chapters of the company (special invoice seal, official seal, legal person seal, special contract seal and financial seal) and other materials.
Matters needing special attention in the process of opening a bank account
1. Before opening an account, you need to log in to the "National Enterprise Credit Information Publicity System" to check whether there is company information, and you can only open an account if you can find the company information.
2. You can prepare some cash in advance, because you need to pay the account opening fee during the account opening process. How much the account opening fee depends on the bank.
3. the legal person needs to go to the scene to handle it. If the legal person can't go to the site in different places, some banks allow the legal person to verify by other means such as WeChat video, or the legal person opens an account in a different bank for verification, and then entrusts the handling personnel to bring the original ID card of the legal person and the original ID card and the above materials to open an account.
4. When entrusting an agent to open an account, it is necessary to inform the legal person of the specific account opening time in advance, and send the company information and agent information to the legal person so that the bank can verify the information with the legal person.
5. Make an appointment to submit materials before opening an account, and make preparations for opening an account in advance according to the nutrition license, legal person ID card, official seal and other materials required for opening an account.
Types of bank accounts
1, basic deposit account
Basic deposit account is the main deposit account of enterprises and institutions, which mainly handles daily transfer settlement and cash receipt and payment. The withdrawal of cash such as wages and bonuses of depositors can only be handled through this account. Opening a basic deposit account must be reported to the local people's bank for examination and approval, and an account opening permit shall be issued. The original license shall be kept by the depositor and the copy shall be kept by the bank. Enterprises and institutions can only choose one business institution of a commercial bank to open basic deposit account.
2. General deposit account
A general deposit account refers to an account opened by an enterprise or institution in a bank outside basic account for borrowing money. This account can only handle transfer settlement and cash deposit, and cannot withdraw cash.
3. Temporary deposit account
Temporary deposit account refers to an account opened by an overseas temporary institution or individual economic household for temporary business activities, which can handle transfer settlement and meet the national cash management regulations.
4. Special account
It is convenient to manage and use a certain fund, so the newly opened account is called a special account, but the opening of the special account must be approved by the People's Bank of China.