1, a natural person who has reached the age of 18 and has full capacity for civil conduct.
2. When the loan expires, the age of the man shall not exceed 60, and the age of the woman shall not exceed 55.
3. Have a stable and legal occupation and income source, and be able to repay the principal and interest. Changzhi, a prefecture-level city in Shanxi Province, is a central city in the southeast of Shanxi Province and one of the sub-central cities in Shanxi Province. It was called Shangdang, Luzhou and Lu 'an in ancient times. "Changzhi" was originally the name of the county where Lu 'an Prefecture was located. It was named after the eighth year of Jiajing in the Ming Dynasty (AD 1529), meaning "long-term stability".