Following the optimization and adjustment of the property market policies in Nanjing and Wuxi, Xuzhou, known as the thoroughfare of five provinces, also optimized and adjusted the property market policies. House prices in Xuzhou have risen rapidly in the past six years.
"Eighteen Articles" in Xuzhou
In order to solve the problem, Xuzhou Real Estate Industry Work Conference has issued a number of measures to activate the market. Specifically, it mainly includes the following aspects:
First, in terms of land supply, Xuzhou will accurately put residential land according to market changes, and control the scale of land supply for areas with long de-chemical cycles; The bid bond for the land to be listed for sale is adjusted from the original land listing starting price 100% to 50%, and the remaining transfer fee is paid before handling the construction project planning permit, and the longest period is no more than 6 months; When handling the pre-sale permit of commercial housing, if the whole piece of land is mortgaged, the land mortgage right corresponding to the pre-sale of some houses in this batch must be cancelled, and the mortgagee and mortgagor reach an agreement and apply to the real estate registration department; According to the application of both parties, the registration department indicates the agreed contents in the corresponding real estate register, and cancels the mortgage of the pre-sale part of the land use right. If the project under construction is mortgaged, the real estate with pre-sale permit shall be cancelled in batches, and the remaining part shall be registered for the change of mortgage right of the project under construction.
Second, in terms of increasing credit support, Xuzhou has guided financial institutions to increase the amount of personal housing mortgage loans and lower the interest rate of housing loans; Encourage financial institutions to reduce the down payment ratio of first-time home purchases without housing and loans and second suites without housing and loans; Increase the support for second-hand housing transaction loans, meet the demand for housing transaction funds, and broaden the financing channels for improved housing.
3. In order to support reasonable housing demand, the transfer of newly purchased commercial housing exceeding 144 square meters is not restricted; The talent housing subsidy policy continues the provisions of the Implementation Plan of the "555" Talent Introduction Project in Xuzhou City.
Four, in the adjustment of housing provident fund use policy, in the city to start flexible employees (self-employed, freelancers and new citizens) provident fund deposit work, according to the provisions of the housing provident fund loan interest rate; Simplify the process of employees in Huaihai Economic Zone using provident fund loans to purchase houses in Xu, and support buyers to pay provident fund in different places through the "inter-provincial general office" platform.
5. In terms of housing enterprises' bail-out policies and optimizing the market business environment, we will increase support for project loans and M&A loans, actively issue and renew loans for difficult enterprises, and effectively alleviate the financial pressure on development enterprises; Optimize the exit node of commercial housing pre-sale supervision funds, and adjust the original pre-sale batch to exit key supervision funds by building. The way of using bank guarantee to supervise the pre-sale of commercial housing in pilot projects.
Local developers believe that Xuzhou's policy of optimizing and adjusting the property market is more conventional. A developer who just entered the Xuzhou market last year even said that the current property market should directly exert its strength on the demand side. Xuzhou is a market that just needs to be dominated and needs to enhance confidence.
Song Hongwei, research director of Tongce Research Institute, pointed out that Xuzhou's rescue policy has a positive effect on stabilizing the economy and the real estate market, and small and micro business owners and individual industrial and commercial households are the main buyers at present. Tax relief and related policy support can help enterprises tide over the difficulties and avoid excessive unemployment. At the same time, for individuals, the stability of work is an important guarantee for buying a house and an important support for buying confidence. With the adjustment of relevant policies in the real estate industry, it is expected that there will be relevant support policies at the financing end, land end and house purchase end, which will have a positive impact on further stabilizing the real estate market.
A market that once rose rapidly.
According to the statistics of local third-party organizations in Xuzhou, in 20 15 years, the price of new houses in the third ring road of Xuzhou property market is about 6000 yuan/square meter. At present, the price of new houses in the Third Ring Road of Xuzhou ranges from13,000 yuan/square meter to15,000 yuan/square meter, and the most expensive property is about 30,000 yuan/square meter. A real estate developer said that the statistics of the organization were slightly exaggerated. According to his observation, the average price of Xuzhou city is now 12000 yuan/square meter, and the average price of counties under its jurisdiction is about 7000 yuan/square meter.
According to the data of the National Bureau of Statistics, the price of new houses in Xuzhou has been rising for 57 months since 20 16. Until 2020, the price of new houses in Xuzhou decreased by 0. 1% month-on-month, thus interrupting the continuous increase in the past five years.
Previously, due to the marginal effect of doubling house prices, the local auction market in Xuzhou was more popular.
In 2020, Xuzhou successfully sold 262 cases of land, with a turnover of 43.6 billion, up 5.6% year-on-year. Among the residential plots sold, there is 16 plot with a floor price exceeding 7000 yuan/square meter. Among them, the floor price of the original plot D of East China Machinery Factory won by Nanjing Yiju Real Estate was as high as 16906.7 yuan/square meter.
June, 20021year, Suzhou Yuanli Real Estate Co., Ltd., former president of Zhongliang Real Estate (02772) and chairman Li Heli. HK), through its subsidiary, won two homesteads in Housha, Pizhou, one of which had a floor price of 2820 yuan/square meter (5 17 1600 yuan/mu). However, this is not the ceiling of Pizhou land price. It is understood that the land sold in Pizhou is not less than 5.6 million/mu.
However, with the downturn of the real estate market since last year, the test of Xuzhou property market has followed.
202 1, Xuzhou sold 44 homesteads with a total construction area of 4,379,200 square meters, a year-on-year decrease of 20.11%; The overall transaction floor price was 8696 yuan/square meter, up 55.4% year-on-year, and the premium rate was 45.05%. Vanke (000002. SZ), Midea Real Estate (03990. HK), China Shipping Real Estate (0688. Hong Kong), Country Garden (02007. HK), Poly Real Estate (0 1 19. HK) and other housing enterprises continue to deepen Xuzhou; There are also real estate enterprises that invest in Xuzhou for the first time. Zhongtian Meihao Group, New Hope Real Estate, Fahua Shares (600325. SH) and Jianfa Real Estate (0 1908. HK) has entered Xuzhou for the first time to get land.
In the first quarter of 2022, the performance of Xuzhou property market was sluggish. According to the data of Ke Rui Research Center, in the first quarter of 2022, the supply of commercial housing in Xuzhou property market was 669,700 square meters, down 53.34% from the previous month and 3.73% from the same period last year. The turnover was 547,600 square meters, down 48.44% from the previous month and down 58.78% from the same period last year. Judging from the inventory de-chemical cycle, according to the de-chemical speed in the past year, the de-chemical cycle in February of 202 1 was 4.4 months, but in February of 2022, the de-chemical cycle rose to 654 38+0.65 438+0 months, and the de-chemical cycle was obviously prolonged.
By the end of February, 2022, tongshan district had the largest inventory of1.386438+0.300m2; The decontamination cycle in Gulou district is the longest, which is 15 months; The chemical removal cycle of Economic Development Zone, Yunlong District and quanshan district is within 9 months.
From March to April, 2022, the real estate sales in Xuzhou was about 30% of the same period last year.
Insufficient supply and demand, coupled with the lack of confidence of buyers, make the optimization and adjustment of policies more important. The aforementioned housing enterprises pointed out that the most important thing to activate confidence is the improvement of relevant policies and the mobilization of people and logistics; The real estate policy is more clear and should be exerted on the demand side.
Yu Xiaoyu, research director of Han Yizhiku, pointed out that the core or key of the new round of policy optimization lies in the demand side. For example, it is very direct and effective for cities such as Zhengzhou, Lanzhou and Kunming to cancel the "mortgage". It is predicted that many cities will also consider improving the loan restriction policy.