1. Know the situation: You need to know the specific situation of small loans in Hangzhou, including loan amount, repayment period and interest rate. This helps to determine whether you need to repay the loan.
2. Confirm whether it is my loan: confirm whether the loan is borrowed by me.
3. Contact the bank: You can contact Hangzhou Microfinance Bank for detailed information such as repayment method and interest rate. At the same time, you can also consult the bank whether it can provide preferential policies such as repayment grace period or installment repayment.