Hunan Rural Credit Cooperatives is a provincial-level local financial institution in Hunan Province, which performs the functions of management, guidance, coordination and service for the rural credit cooperatives in Hunan Province.
Hunan Rural Credit Cooperatives Association is a provincial-level local financial institution with independent legal personality directly led and managed by the provincial people's government.
1.In May 2005, Hunan Rural Credit Cooperatives Union was established, which was another important milestone in the development history of rural credit cooperatives in our province. Through deepening the reform, the status, function and social image of rural credit cooperatives in our province have been further improved, which will usher in a better future and broader development prospects. First, the relationship between property rights is clear and the reform is progressing smoothly.
4. Its main functions are:
Supervise rural credit cooperatives to implement the national financial policy and support agriculture; Formulate industry self-discipline management system and supervise its implementation; Guide rural credit cooperatives to improve corporate governance institutions and improve internal control systems; Counseling and auditing the business operation, financial activities, employment, social security and internal management of rural credit cooperatives; Urge rural credit cooperatives to elect directors and supervisors according to law, and to elect and appoint senior managers; Guide rural credit cooperatives to prevent and deal with financial risks; Guide and coordinate electronic construction; Guide staff training and education; Coordinate the relationship between relevant parties and safeguard the legitimate rights and interests of rural credit cooperatives; Organize the transfer of funds between rural credit cooperatives; Participate in the capital market and finance rural credit cooperatives; Handling or acting as an agent for capital settlement and settlement business of rural credit cooperatives; Provide information consulting services. The provincial association does not handle loans to public deposits.
13. Development:
After more than 50 years' development, Hunan Rural Credit Cooperatives have become the main force of rural finance and the financial link connecting farmers, playing an increasingly prominent role in supporting rural economic and social development in our province and playing an irreplaceable role. By the end of 20 1 1, there were 4,086 rural credit cooperatives, 35 corporate institutions 1, municipal cooperatives1,offices 13, and county banks1265,438 (including rural credit cooperatives and kloc-0) The total assets of rural credit cooperatives in the province are 392.4 billion yuan, of which the balance of various loans is 654.38+0895 billion yuan; The total liabilities were 376,654.38 billion yuan, of which the balance of various deposits was 323,654.38 billion yuan; 20 1 1, the province's rural credit cooperatives achieved an overall profit of 3.299 billion yuan.