AIA said it would send insurance free of charge. You can consult customer service or official website to check whether the activity is true. If you are interested in AIA, you can learn that AIA is an insurance company first.
First, the historical background of AIA
AIA first came to China at 19 19, but actually it didn't take root until 1992. At present, AIA is headquartered in Hongkong, China, and set up a branch in Shanghai in the same year. In terms of time, it can be regarded as a century-old enterprise.
Second, AIA became the only wholly foreign-owned insurance company in China.
It is precisely because AIA was established early that it successfully circumvented the restriction that the proportion of foreign capital should not exceed 50% of the company's total share capital and became the only wholly foreign-owned insurance company in China.
Three. Solvency in the first quarter of 2020
Solvency refers to the ability of insurance companies to repay debts, which can be used to measure the financial situation of insurance companies.
The newly announced core solvency in 2020 is as high as 464.37%, which shows that the company has abundant funds and does not have to worry about bankruptcy.
I have listed all the insurance companies with high solvency, so poke here to find out: "solvency ranking | which insurance company can best" compensate "in 2020? 》
Fourth, AIA mainly promotes products.
AIA's main types of insurance include critical illness insurance, life insurance, medical insurance, accident insurance and other personal insurance, as well as annuity insurance and financial universal insurance. You can see the classification of these products:
Whether AIA is worth buying or not cannot be generalized. Through the analysis of product form, cost performance and other aspects, I briefly introduce a product, taking "Quanyou Xianghui 20 19", the critical illness insurance currently promoted by AIA, as the evaluation object:
Advantages:
1. Adequate protection: high incidence, serious illness and mild illness are guaranteed, and death and total disability are guaranteed;
2. Additional protection is flexible and optional: you can choose to add multiple compensation for serious illness, multiple compensation for cancer and accidental injury protection.
Insufficient:
1. The first two minor illnesses only pay 20% of the insured amount, which is not practical, and there are hidden groups.
2. The cost performance is not high, and the premium burden is heavy, which is not suitable for working families to buy.
Generally speaking, AIA's strength is still very strong, but there is still a gap with China Life, Peace and the Pacific Ocean. For those who want to buy insurance, in addition to looking at insurance companies, they should actually pay more attention to the products themselves, and can compare more popular products of the same kind: "Top Ten Hot Critical Illness Insurance Inventory Worth Buying! 》
Hope to adopt!
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Source: top student said that insurance official website