Guangzhou Zhao Hui Mansion was bought by mortgage. Can I make a mortgage? What are the conditions for purchasing a house with a provident fund loan?

Hello, it's my pleasure to answer your question about the architectural community in Zhao Hui.

Zhao Hui Mansion was bought by mortgage. You can find a loan company to handle it. Because if the house bought in Zhao Hui Mansion is mortgaged in the bank, the bank will not accept the second mortgage, and only after the house bought in Zhao Hui Mansion is mortgaged can it be mortgaged again.

The conditions for purchasing the house of Zhao Hui Building with the provident fund loan include: 1. The borrower must have an account in the city where Zhao Hui Building is located; 2, usually income should be stable, good credit, have the ability to repay the loan; 3. There is a legal contract or agreement to purchase the self-occupied house of Zhao Hui Building, and there is a prescribed proportion of self-raised funds; 4. The assets specified in the Guarantee Law are mortgaged or pledged to purchase the loan of Zhao Hui Building; 5. Agree to handle the purchase guarantee or mortgage property insurance; 6. Agree to other conditions stipulated in the housing provident fund management.

The above information is for reference only. If you have a better answer, please fill it in. If you have any other questions, you can ask them in the Q&A section in the first half. Or contact a broker to answer them. I hope I can help you and wish you a happy purchase!