To apply for a loan from an auto financing company, a car buyer first needs to consult and apply for a car purchase →→→→→→→→ The auto dealer conducts a preliminary qualification examination on the applicant's loan car purchase and signs an opinion →→→→ The auto dealer re-examines the applicant's qualification and conducts a preliminary bank examination →→→→→→ After the examination is approved, the dealer signs a car purchase contract with the applicant, notifies the customer to pay the down payment for the car purchase, and handles the bank account and bank credit card for the customer →→→→→→ The customer fills in the vehicle acceptance form → handles mortgage, notarization and handling.
Basic conditions for handling loans from auto financing companies:
First of all, borrowers who apply for loans from auto financing companies must have good credit and repayment ability;
Secondly, it is better for borrowers who apply for loans from auto financing companies to own real estate.
Thirdly, borrowers who apply for loans from auto financing companies have stable jobs and stable incomes.
Introduction of auto financing company loan:
1、
CreditEase-Cheyi Loan is a loan provided by CreditEase Pratt & Whitney Information Consulting (Beijing) Co., Ltd. for car buyers. It has the characteristics of no parking, 0 expected annualized interest rate and high quota (up to 500,000).
2、
Xinhe Huijin-Cheyi Loan is an automobile loan product of Xinhe Huijin Information Consulting (Beijing) Co., Ltd., which provides mortgage and mortgage loans for car buyers.