2. Impact on credit reporting: If the borrower fails to repay the loan for a long time, relevant records will be published on the central bank's credit reporting system;
3. In the process of collection: After a certain period of overdue, He Xin's staff will carry out collection, including telephone collection and door-to-door collection;
4. Defendant: He Xin Platform will file a lawsuit against the borrower for a long overdue period.
Brief introduction of credit
Credit is a peer-to-peer lending platform designed and launched by Hexin E-Commerce Co., Ltd. ... Hexin Company was established on 20 13 and its headquarters is in Beijing. Its main business includes economic information consultation and asset management. 20 17 1 month, the credit platform cooperated with Jiangxi bank to jointly launch the management system. In June of the same year 165438+ 10, the credit company was listed on Nasdaq. Borrowers applying for credit need to meet certain conditions, among which the age must be between 23 and 55, excluding 55.