Shantou Housing Provident Fund Loan Policy
Employees (or spouses) whose household registration is in Shantou City or whose housing provident fund deposit place is in Shantou City have continuously paid the housing provident fund in full 12 months (inclusive) when applying for housing provident fund loans, and have no bad credit record and the ability to repay the loan. If you buy a self-occupied house in Shantou city (the second-hand house cannot be built for more than 25 years), you can apply for a housing provident fund loan in Shantou city.
Set the maximum loanable amount according to the deposit time.
Calculation formula of specific loan amount
Current balance of provident fund account+current monthly deposit × total number of months from current to legal retirement age × adjustment coefficient)