Because there are many online loans, you will encounter them if you are not careful. It is a low-level scam to stay away from all the information posted on the formal loan network that only loans can be made or credit cards can be processed with ID cards. Don't believe it whether the company is registered or not.
The swindler will cheat you into signing a fax contract and deducting your fingerprints, and then cheat you into paying the first month's interest, performance fee, deposit, insurance premium, guarantee fee, loan fee, notary fee and credit information fee step by step. In the name of insufficient bank flow, check your repayment ability or capital verification, and ask you to transfer all the funds in your account to the liar's account. If you don't pay the fees according to the requirements of the scammer, the scammer will threaten to sue for breach of contract and threaten to pay huge liquidated damages in the name of signing a contract with him. This is actually a low-level fraud and a typical fraud.