First of all, you can contact the credit card issuer to find out whether the credit card is overdue. You can call the bank's customer service phone or go to the bank outlet for consultation in person, and provide relevant personal information, such as ID number and credit card number, to obtain accurate information.
Secondly, you can log in to official website, the credit card issuer, and check whether there are overdue notices or service tips in the personal bank account inquiry interface. Banks usually send relevant overdue notices to customers through online banking or mobile banking app, which will provide information about overdue litigation.
In addition, you can also check whether overdue credit cards have been prosecuted through the website of China People's Court. In the query interface of the website, enter personal information, such as name and ID number, to find relevant legal litigation information. If the credit card has been sued for overdue, the website will display the corresponding legal litigation information, including the progress of the case, the date of trial, etc.
To sum up, if you want to inquire whether the credit card is prosecuted after it is overdue, you can contact the credit card issuing bank, visit the bank official website or inquire through the website of China People's Court to obtain relevant information. Accurate personal information should be provided when inquiring, and the inquiry should be conducted according to the corresponding channels.
Extended data:
Being sued for overdue means that the credit card holder fails to repay the corresponding arrears within the credit card repayment period, and the bank or financial institution chooses to recover the arrears from the cardholder through legal channels. Being sued within the time limit may lead to the cardholder being judged by the court to recover the arrears, resulting in bad credit records and other consequences, so it is very important to repay the credit card arrears in time. In order to avoid being sued within the time limit, cardholders should plan their consumption and repayment reasonably to ensure that the credit card arrears are paid off on time.