What are the risks of buying a house without a real estate license?
1, unable to mortgage:
A house without real estate license takes a long time from signing to transfer. If the buyer encounters an emergency after signing the sales contract and paying the down payment or house payment, this house cannot be used as a mortgage to borrow money from the bank.
2. No compensation:
Once a house without a real estate license is demolished, buyers may not be compensated because they do not have a real estate license.
3. The house is sold by the owner, with one room and two halls:
In the absence of real estate license, there are many cases of selling more than one room. Because there is no real estate license in the house, if you encounter a debt-ridden owner, you may sign a contract with the buyer at the same time and collect a deposit or down payment. Disputes are inevitable. For example, the seller Xiao Qiang wants to sell his house before he gets the title certificate. Xiaoming bought a house in Xiao Qiang, signed a contract and paid a deposit. Later, Xiao Qiang felt that Xiaogang's bid was higher, so he sold the house to Xiaogang, and Xiaogang paid the full amount and moved in.
In this case, the title certificate is also in the name of Xiaogang, and it is difficult for Xiao Ming to get back the house that should have been sold to him, because Xiaogang has paid all the money, obtained the property right of the house and fulfilled his obligations as a buyer. The law will protect Xiaogang's rights. If I only argue with you, I will refund the deposit at most and get some liquidated damages, so I don't want to come back to the house.
4, can't go through the formalities of inheritance or gift:
The gift or inheritance of a house must be notarized. According to the regulations, without the title certificate, the notary department will not go through the relevant procedures, and the rights and interests of the heirs and recipients will not be guaranteed.
Why is there no real estate license?
1. The developer failed to obtain five certificates when selling the house:
Five certificates refer to the state-owned land use certificate, construction land planning permit, construction project planning permit, building construction permits, commercial housing pre-sale permit or commercial housing sales permit. It is impossible to get a property right certificate without any of the five certificates, so buyers must not buy a house with incomplete five certificates.
Many developers said that they were handling relevant documents when they sold them. If property buyers must buy, they should pay attention to the housing management department and verify whether what the developer said is true. In addition, property buyers should pay special attention to whether the property they choose is within the scope of the pre-sale permit.
2. The house quality inspection is unqualified:
According to Article 16 of the Regulations on Quality Management of Construction Projects, the construction projects can only be delivered after they are accepted. Only after the acceptance, the developer can deliver the house to the buyer. The new house built by the developer has quality problems. If you can't pass the acceptance of the relevant government departments, you won't have the conditions to hand over the house, and you won't be able to hand over the house.
3. The developer mortgages the house to others:
The developer has obtained five certificates and title certificate, but the developer has mortgaged the house to others and sold it at the same time. If property buyers buy such a house, they face greater risks.