In fact, the most common legal advice is how to handle the entrustment after the deadline, and you can stop the order. This requires a certain financial and legal basis to negotiate with institutions. If you negotiate by yourself, you can try, but many times you can't negotiate. Then, if there is a lawsuit, you need to respond, and then you must respond as a law firm, so you have to see if that legal consulting firm has formal law firm cooperation.
What I said before was Mandarin, so I'll say something for the partners who want to go ashore!
1. After the repayment is overdue, a text message will be sent to remind the repayment at first, and then a manual phone call will be made to urge the repayment. If you don't, go to some external dunning companies for further collection. If you still don't pay it back, there may be an agency coming to your house for the final collection, and finally you will sue.
2. Legal consulting companies mainly provide you with services to solve debt problems, such as: how to plan debt? Negotiate repayment with a third party? Solve collection problems, etc. This requires the company to have a certain financial foundation. Used to be a practitioner in the financial field. It also needs this company to have a certain legal basis. After all, this is an industry derived from legal compliance.
3. Are all legal consulting companies compliant? The answer is no. After all, any company has moths or liars. Some platforms really can't talk, but some companies will still promise you, mainly to charge you, so you must be careful when choosing a company. After all, we are going ashore, not being dragged down by others.
4. What if I am really sued? If you are really being sued, then you have to answer. First of all, look at your debt structure, all of which are cases of being sued. Then it would be better to find a law firm to respond. If most debt structures are not prosecuted, it is better to find a legal consulting company, because only they can negotiate your debt problem. Several cases to be prosecuted depend on whether the legal consulting firm has a cooperative law firm.
5. Is the lawyer qualification certificate important? Litigation definitely needs a lawyer's qualification certificate. If you only do debt planning, most of them are still linked to finance, so doing these things must be done by people linked to finance. The lawyer's qualification certificate is better, but the legal consulting company does not have the requirement of lawyer's qualification certificate.
6. Is there a difference between a legal consulting company and an anti-collection company? There is a difference, and there is a big difference. The legal consulting company asks you to pay back the money, try to solve the problem ashore, and give you enough time to live and work well. Anti-collection companies teach you how not to pay back the money and train you to answer those collection calls. But you have to understand that the lender will pay it back sooner or later.