What information does Beijing Pratt & Whitney Health Insurance need?

Beijing Pratt & Whitney Health Insurance is the first Huimin insurance launched by Beijing medical insurance department. The underwriting companies are all head insurance companies, which are jointly underwritten by China People's Insurance Company, China Life Insurance Company, Taikang Insurance Company, China Pacific Insurance Company and China Ping An Insurance Company. On May 28th this year, China Banking and Insurance Regulatory Commission issued Document No.66, requiring Huimin Insurance to "insist on steady operation". Therefore, at the beginning of research and development, Beijing Pratt & Whitney insurance products are based on the concept of sustainable renewal, and the product stability is stronger than that of ordinary commercial medical insurance.

Note that there is a certain deductible for universal insurance reimbursement: the deductible for critical illness medical treatment in Beijing in that year (take 202 1 as an example: the deductible for medical insurance for urban workers in Beijing-critical illness medical treatment is 39,500, and the deductible for urban and rural residents is 30,400). The reimbursement amount is 6.5438+0 million per year (only for reimbursement of hospitalization expenses for serious illness), with 20,000 healthy people and 40,000 people with specific past diseases. Beijing Pratt & Whitney Health Insurance is an urban Pratt & Whitney medical insurance supervised by Beijing Banking Insurance Bureau under the guidance of Beijing Medical Insurance Bureau and Beijing Financial Supervision Bureau.

Insurance and payment period of the insured: July 26th, 20265438 +0-September 30th, 20265438+0. The guarantee period is: June 65438+1 October1to February 3 1. Premium: regardless of the elderly, children and adults, the premium is 195 yuan/year.

Insurable population:

1, regardless of household registration, all Beijing insured persons can participate in the insurance. In other words, holders of urban medical insurance cards, the new rural cooperative medical system, and one-year-old people can participate in insurance.

2. Regardless of physical condition, those who have suffered from serious illness in the past can not only be insured, but also reimbursed.

Universal insurance mainly has three responsibilities and a value-added service, which is summarized as follows:

1, medical insurance responsibility, annual reimbursement amount 1 ten thousand.

2, medical insurance responsibility, annual reimbursement of 654.38+0 million.

3. Specific drug liability: 500,000 domestic and foreign specific drugs, with reimbursement amount of * * * 1 10,000.

4, send 5 times to accompany the doctor or home care service.

Suggestion: the company should provide itself with social insurance and commercial insurance at the same time, and guarantee it in many ways. Such as old-age care, serious illness, accidents, etc. If you still don't understand, please consult a professional. One more insurance, one more guarantee.