1. Telephone inquiry: No matter banks or other lending institutions, they can call their customer service number, and the institutions will have specialized personnel to provide consulting services. They only need to provide their own identity and loan information, and they will help to inquire and inform the loan approval or mortgage repayment progress.
2. official website Inquiry: Generally, banks or other lending institutions have their own official website. You can inquire about mortgage loans in official website. You can enter your own account, find the loan progress query in the function bar, and then click Query to know your mortgage situation.
3. Counter inquiry: Small partners who have enough time can also bring their ID cards and loan bank cards to the bank counter or other lending institution halls for help. This is also a very convenient method.
4. Contact the account manager: When applying for a loan, it is usually negotiated by the account manager, and the applicant can directly consult the account manager if he has any questions. So you can directly find the account manager who helped you with the loan and ask him to help you check, so that you can know your loan and mortgage situation quickly, which is simpler and easier.
5.APP query: Now many banks and some lending institutions have their own APPs, and there will also be a loan progress query column in the app. Click Query directly to check your mortgage through the app.
Mortgage treatment method
1. First, you should sign a house purchase contract or agreement with the developer.
2. Then go to the commercial bank to fill in the mortgage application form and submit the relevant mortgage materials and procedures. To apply for a housing provident fund loan, you need to submit an application to the local provident fund management center first, and then go to a commercial bank after the provident fund is approved.
The commercial bank will examine your application and materials.
4. After approval, we will confirm the loan term, interest rate and amount with you, and then sign the mortgage contract.
5. Then go to the local housing management center for mortgage notarization and other procedures. After the formalities are completed, commercial banks begin to lend money.