Methods/steps
First of all, a popular way to buy auto insurance now is telephone auto insurance, which can be very tricky. When buying telephone auto insurance, pay attention to the value of the insurance car. For example, if you buy a car with a price of 200,000 yuan, ask the telephone insurance staff.
Secondly, one thing that telephone auto insurance salesmen often do is to reduce the value of your car. If the car price is 200,000150,000, then your auto insurance will be at a preferential price. If you don't know, you will feel very cheap. In fact, there will be trouble when claiming compensation. Everyone must pay attention.
Third, telephone auto insurance is cheap because it reduces the insurance of your car, such as third-party liability insurance. So after you buy a car, if you use telephone insurance, you must first ask about the details of this insurance. Once it is less, it will reduce a lot of compensation.
Fourth, novices often stumble when driving, but when you buy telephone insurance, you will find that these services are missing. In fact, this is also a deduction given to you by the insurance salesman. In order to attract you to buy their car insurance, everyone must ask clearly when handling it.
Fifth, we found that telephone auto insurance is very cheap. Another reason is that the insurance personnel arranged an unimportant insurance for you and cancelled an important auto insurance, so the price will be much cheaper. Be sure to check it out, especially the deductible insurance.
Sixth, some types of telephone auto insurance are quite diverse, such as changing the maximum claim from 500,000 to 200,000, which is a very dangerous change for novices, so everyone should also ask about the insured amount and not reduce these amounts. This is the kind of problem that telephone auto insurance pays attention to.
Seventh, restrictive clauses are the magic weapon for car insurance to be preferential, such as limiting the number of kilometers and limiting the designated drivers of cars. These are very troublesome, because you don't know that once an accident happens, the insurance company will not pay for it. Everyone should ask this clearly.